3151 Alber Spring Ct, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 3151 Alber Spring Ct, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,917 sqft · built 1991
Lot Size	0.231 acres (10,056 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Aug 2022)
Tax Bill	$16,212 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E17AA13400`

Property Details

APN / Parcel Number

Primary APN	`21E17AA13400`
Alternative APN	`01367229`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,917 sqft Living Area
Basement Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Clapboard
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	10,056 sqft (0.231 acres)
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01367229
Street Address	3151 ALBER SPRING CT
City	LAKE OSWEGO
State	OR
Zip	97034-6733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	2795 ALBER VIEW ESTATES LT 6 PT LT 5 BLK B
Legal Range	1E
Legal Township	2S
Legal Section	17
Legal Subdivision	ALBER VIEW ESTATES
Legal Block	B
Legal Lot Number	6,5
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2017
Census Tract	20403

Owner

3151 Alber Spring Ct is owned and occupied by two individuals who bought it in August 2022.

Source: Clackamas County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3151 ALBER SPRING CT, LAKE OSWEGO, OR 97034-6733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit TROY LENDING
Aug 24, 2022	Warranty Deed, Transfer · ARM DIRECTORS MORTGAGE INC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 30, 2017	Warranty Deed, Transfer · ARM GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Jun 30, 2017 · Amount on File
Deed Document Number	202246932
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 17, 2026
Property Address	3151 ALBER SPRING CT, LAKE OSWEGO, OR 97034-6733
Document Number	0000025714
Instrument Date	Jun 8, 2026
Instrument	202625714
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 ALBER SPRING CT, LAKE OSWEGO, OR 97034-6733

Mortgage

Document Number	0000025714,
Date	Jun 17, 2026
Instrument	202625714

Lender

Name	TROY LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 24, 2022
Property Address	3151 ALBER SPRING CT, LAKE OSWEGO, OR 97034-6733
Document Number	0000046932
Instrument Date	Aug 22, 2022
Instrument	2022-046932
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3151 ALBER SPRING CT, 3151, LAKE OSWEGO, OR 97034-6733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3151 ALBER SPRING CT, LAKE OSWEGO, OR 97034-6733

Mortgage

Document Number	0000046933
Date	Aug 24, 2022
Instrument	2022-046933

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	6-Month LIBOR
Max Rate	10%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	3151 ALBER SPRING CT, LAKE OSWEGO, OR 97034-6733
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023193
Date	Mar 8, 2021
Instrument	2021-023193

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 1, 2041

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 30, 2017
Property Address	3151 ALBER SPRING CT, LAKE OSWEGO, OR 97034-6733
Document Number	0000044024
Instrument Date	Jun 27, 2017
Instrument	2017-044024
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3151 ALBER SPRING CT, 3151, LAKE OSWEGO, OR 97034-6733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3151 ALBER SPRING CT, LAKE OSWEGO, OR 97034-6733

Mortgage

Document Number	0000044025
Date	Jun 30, 2017
Instrument	2017-044025

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3151 Alber Spring Ct was $16,212.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,212.00	$844,195	$1,487,933 Land $319,763 Building $1,168,170
2023	$15,316.00	$795,735	$1,453,613 Land $310,413 Building $1,143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3151 Alber Spring Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	20 (1996–1999)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Feb 1999 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3151 Alber Spring Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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