31508 Mitchell Creek Rd, Brighton, IL 62012 Property Records

Jersey County property record for 31508 Mitchell Creek Rd, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Details	3,053 sqft · built 2009
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,666 (Jun 2018)
Tax Bill	$11,970 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-091-008-00`

Property Details

APN / Parcel Number

Primary APN	`07-091-008-00`
Alternative APN	`091-008-00`

Interior

Stories	1 Story
Building Area	3,053 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	213,444 sqft (4.9 acres)

Location & Zoning

Account Number	091-008-00
Street Address	31508 MITCHELL CREEK RD
City	BRIGHTON
State	IL
Zip	62012-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW COR NW1/4 NE1/4 6-18 560K, 10-15 602.5K, 2-08 55K 2009 1STY/BSMT 3053SQ
Legal Range	10W
Legal Township	07N
Legal Section	21
Jurisdiction	JERSEY IL
Township / Civil Division	PIASA
Census Block Group	1
Census Block	1034
Census Tract	10200

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31508 MITCHELL CREEK RD, BRIGHTON, IL 62012-4045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDAMERICA CREDIT UNION
Jun 19, 2018	Warranty Deed, Transfer · ARM FIRST MIDAMERICA CREDIT UNION
Nov 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	201815326
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	002082/280
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Recording Date	Jun 8, 2026
Property Address	31508 MITCHELL CREEK RD, BRIGHTON, IL 62012-4045
Document Number	0000180156
Instrument Date	May 28, 2026
Instrument	2026180156
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERENITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	31508 MITCHELL CREEK RD, BRIGHTON, IL 62012-4045

Mortgage

Document Number	0000180156,
Date	Jun 8, 2026
Instrument	2026180156

Lender

Name	FIRST MIDAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Jun 19, 2018
Property Address	31508 MITCHELL CREEK RD, BRIGHTON, IL 62012-4045
Document Number	20180015326
Instrument Date	Jun 1, 2018
Instrument	2.0180015326
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20180015327
Date	Jun 19, 2018
Instrument	2.0180015327

Lender

Name	FIRST MIDAMERICA CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2023
Index	5-Year CMT

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Nov 3, 2017
Property Address	31508 MITCHELL CREEK RD, BRIGHTON, IL 62012-4045
Document Number	002082/280
Book / Page	2082 / 280
Instrument Date	Nov 3, 2017
Instrument	201700151140
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31508 MITCHELL CREEK RD, 31508, BRIGHTON, IL 62012-4045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31832 DELHI RD, BRIGHTON, IL 62012-3851

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Piasa Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,970.00 (+5.76%)	$214,415 (+25.19%) Land $13,915 Building $200,500	$643,245 (+25.19%) Land $41,745 Building $601,500
2024	$11,318.00 (+3.81%)
2022	$10,903.00 Homeowner's exemption	$171,265 Land $11,115 Building $160,150	$513,795 Land $33,345 Building $480,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	33 (1982–2008)
Claims Outside the SFHA	1 of 33
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 4 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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