31501 Emerald Dr, Fort Bragg, CA 95437 Property Records

Mendocino County property record for 31501 Emerald Dr, Fort Bragg, CA 95437

Property Summary

Property Type	Single Family Home
Lot Size	1.4 acres (61,289 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Apr 2017)
Tax Bill	$6,035 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-570-14`

Property Details

APN / Parcel Number

Primary APN	`019-570-14`
Alternative APN	`019-570-14-00`

Exterior

Lot Area	61,289 sqft

Location & Zoning

Old Parcel Number	019-570-14
Street Address	31501 EMERALD DR
City	FORT BRAGG
State	CA
Zip	95437-8723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 14 AS NUMBERED AND DESIGNATED ON THE MAP OF GREENRIDGE S UB FILED AUG 19, 1968 IN C2, D11, P70, MCR.
Legal Subdivision	GREENRIDGE SUB
Legal Block	3
Legal Lot Number	14
Jurisdiction	MENDOCINO CA
Township / Civil Division	MENDOCINO
Census Block Group	3
Census Block	3023
Census Tract	11003

Owner

31501 Emerald Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Mendocino County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31501 EMERALD DR, FORT BRAGG, CA 95437-8723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Apr 7, 2017	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on File
Deed Sale	Apr 7, 2017 · Amount on File
Prior Sale	Mar 5, 2009 · Amount on File
Deed Document Number	20174735
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	31501 EMERALD DR, FORT BRAGG, CA 95437-8723
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TEXAS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7426 CARRIAGE SIDE CT 3, 3, JACKSONVILLE, FL 32256-0463

Mortgage

Document Number	0000011408
Date	Jul 23, 2021
Instrument	2021-11408

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Apr 7, 2017
Property Address	31501 EMERALD DR, FORT BRAGG, CA 95437-8723
Document Number	0000004735
Instrument Date	Mar 29, 2017
Instrument	4735
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31501 EMERALD DR FORT BRAGG CA 954378723, FORT BRAGG, CA 95437-8723

Mortgage

Document Number	4736
Date	Apr 7, 2017
Instrument	4736

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 31501 Emerald Dr was $6,035.

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Fort Bragg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,944 (+2%) Land $142,052 Building $372,892
2025	$6,035.00	$504,848 Land $139,267 Building $365,581
2023	$5,866.00	$485,246 Land $133,860 Building $351,386
2020	$5,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31501 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31501 Emerald Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

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