31500 Silvertide Dr, Union City, CA 94587 Property Records

Alameda County property record for 31500 Silvertide Dr, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,043 sqft · built 1997
Lot Size	0.159 acres (6,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,850,000 (Apr 2026)
Tax Bill	$19,018 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`482-46-34`

Property Details

APN / Parcel Number

Primary APN	`482-46-34`
Alternative APN	`482-0046-034-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,043 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,915 sqft (0.159 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31500 SILVERTIDE DR
City	UNION CITY
State	CA
Zip	94587-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00029 BLK: TR: 6617
Legal Subdivision	TRACT 6617
Legal Tract	6617
Legal Lot Number	29
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2001
Census Tract	440332

Owner

Source: Alameda County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31500 SILVERTIDE DR, UNION CITY, CA 94587-6010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 17, 2026	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Sep 28, 2018	Grant Deed, Transfer · ARM FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202650472
Prior Transfer Date	Nov 30, 2012
Prior Transfer Doc	0000407695
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	31500 SILVERTIDE DR, UNION CITY, CA 94587-6010
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31500 SILVERTIDE DR, UNION CITY, CA 94587-6010
Investor	Possibly a Property Investor

Mortgage

Document Number	0000326265
Date	Sep 29, 2021
Instrument	2021326265

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 17, 2026
Property Address	31500 SILVERTIDE DR, UNION CITY, CA 94587-6010
Document Number	0000050472
Instrument Date	Apr 13, 2026
Instrument	202650472
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	31500 SILVERTIDE DR, UNION CITY, CA 94587-6010

Mortgage

Document Number	0000050473,
Date	Apr 17, 2026
Instrument	202650473

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	31500 SILVERTIDE DR, UNION CITY, CA 94587-6010
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31500 SILVERTIDE DR, UNION CITY, CA 94587-6010

Mortgage

Document Number	0000021769
Date	Jan 19, 2021
Instrument	2021021769

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 28, 2018
Property Address	31500 SILVERTIDE DR, UNION CITY, CA 94587-6010
Document Number	0000189276
Map Reference	MB 224 PG 20-23
Instrument Date	Sep 26, 2018
Instrument	2018189276
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31500 SILVERTIDE DR, UNION CITY, CA 94587-6010

Mortgage

Document Number	0000189277
Date	Sep 28, 2018
Instrument	2018189277

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,460,774 (+2.01%) Land $440,332 Building $1,027,442
2025	$19,018.00 (+3.05%) Homeowner's exemption	$1,431,994 (+3.53%) Land $431,698 Building $1,007,296
2023	$18,455.00 Homeowner's exemption	$1,383,124 Land $414,937 Building $968,187	$1,475,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,049 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, Unwired.

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