3150 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3150 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 624 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,300 (Jul 2021)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-022.04`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-022.04`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	624 sqft Living Area
Gross Area	1,024 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3150 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 104
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	104
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8847 FALLS CHURCH CT, SPANISH FORT, AL 36527
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 28, 2018	Warranty Deed, Transfer · VA Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	202130960
Prior Transfer Date	Jun 18, 2014
Prior Transfer Doc	2014R020803
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 16, 2021
Property Address	3150 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	2021R030960
Map Reference	MB 527 PG 2152
Instrument Date	Jul 9, 2021
Instrument	2021R-030960
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31560 5 OAKS DRIVE, 31560, ARNOLD, MO 63010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31560 5 OAKS DRIVE, ARNOLD, MO 63010

Mortgage

Document Number	2021R030961
Date	Jul 16, 2021
Instrument	2021R-030961

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 28, 2018
Property Address	3150 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	0000019439
Instrument Date	Jun 26, 2018
Instrument	19439
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13401 SUTTON PARK DR S #832 JACKSONVILLE FL 322245282, 832, JACKSONVILLE, FL 32224-5282

Mortgage

Document Number	19440
Date	Jun 28, 2018
Instrument	19440

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,800 (-) Land $4,800 Building $23,000	$146,400 (-) Land $25,300 Building $121,100
2025	$1,921.00 (+4.35%)	$27,800 (+7.75%) Land $4,800 Building $23,000	$146,400 (-) Land $25,300 Building $121,100
2024	$1,841.00 (+0.6%)		$146,400 (+7.81%) Land $25,300 Building $121,100
2023	$1,830.00	$25,800 Land $4,800 Building $21,000	$135,800 Land $25,300 Building $110,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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