Pinellas County property record for 315 Windward Is, Clearwater, FL 33767
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,064 sqft · built 1965 |
| Lot Size | 0.236 acres (10,289 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,220,000 (Dec 2018) |
| Tax Bill | $13,247 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-744-7761-3 |
| Primary APN | C62-000-744-7761-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,064 sqft Living Area |
| Gross Area | 4,014 sqft |
| 1st Floor Area | 2,204 sqft |
| Upper Floors Area | 860 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,289 sqft (0.236 acres) |
| Lot Dimensions | 120 ft deep x 86 ft wide |
| View / Lot | Intracoastal |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 222 sqft |
| Deck Area | 1,300 sqft |
| Patio Area | 1,300 sqft |
| Loading Dock | 463 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat House | 434 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R99832 |
|---|---|
| Street Address | 315 WINDWARD IS |
| City | CLEARWATER BEACH |
| State | FL |
| Zip | 33767-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISLAND ESTATES OF CLEARWATER UNIT 4 LOT 50 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 9 |
| Legal Subdivision | ISLAND ESTATES OF |
| Legal Tract | 43362 |
| Legal Lot Number | 50 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 26001 |
315 Windward Is is owned and occupied by an individual who bought it in December 2018.
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 WINDWARD IS, CLEARWATER BEACH, FL 33767-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Sep 13, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 20, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on File |
| Deed Sale | Dec 27, 2018 · Amount on File |
| Deed Document Number | 2018407740 |
| Deed Book / Page | 20378 / 1140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 315 WINDWARD IS, CLEARWATER, FL 33767-2328 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 315 WINDSWARD LS, CLEARWATER, FL 33767 |
| Document Number | 0227480307 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 22748/307 |
| Instrument | 2024077951 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 25, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 315 WINDWARD IS, CLEARWATER, FL 33767-2328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 315 WINDWARD IS, CLEARWATER BEACH, FL 33767-2328 |
| Document Number | 0217880275 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 21788/275 |
| Instrument | 2021357575 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 315 WINDWARD IS, CLEARWATER, FL 33767-2328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202042567 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 20204/2567 |
| Instrument | 2018295145 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | LARGO, FL 33770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 315 WINDWARD IS, CLEARWATER, FL 33767-2328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0208911854 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 20891/1854 |
| Instrument | 2020059181 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 27, 2018 |
| Property Address | 315 WINDWARD IS, CLEARWATER, FL 33767-2328 |
| Document Number | 0203781140 |
| Book / Page | 20378 / 1140 |
| Map Reference | MB 51 PG 32&33 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018407740 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIRST TITLE SOURCE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 WINDWARD IS, 315, CLEARWATER, FL 33767-2328 |
| Name | Verified Name |
|---|---|
| Address | 315 WINDWARD IS, CLEARWATER, FL 33767-2328 |
| Document Number | 2018407741 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018407741 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 315 Windward Is was $13,247 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,247.00 Homeowner's exemption | $726,905 | $1,280,482 Land $1,043,571 Building $236,911 |
| 2023 | $14,818.00 (+2.55%) Homeowner's exemption | $811,046 (+3%) | $1,914,624 (+21.64%) Land $1,440,215 Building $474,409 |
| 2022 | $14,449.00 Homeowner's exemption | $787,423 | $1,574,002 Land $1,180,168 Building $393,834 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Windward Is in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 196 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 539 units insured incl. 343 condo units |
| Nearby Flood Claims | 281 (1978–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 315 Windward Is has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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