315 Willow St, Mora, MN 55051 Property Records

Kanabec County property record for 315 Willow St, Mora, MN 55051

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.75 ba · 1,608 sqft · built 1996
Lot Size0.97 acres (42,240 sqft)
Owner2 Individual Names on File
Last Sale$199,900 (Jul 2014)
Tax Bill$1,958 (2026)
Deeds & MortgagesMay 2020 Mortgage
APN22-01045-50

Property Details

APN / Parcel Number

Primary APN22-01045-50
Alternative APN
  • 10782

Interior

Bedrooms5 Beds
Full Baths2.75 Baths
Total Rooms6 Rooms
Building Area1,608 sqft Adjusted Area
1st Floor Area1,608 sqft
Basement Area1,528 sqft
Finished Basement1,528 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area42,240 sqft (0.97 acres)
Lot Dimensions320 ft deep x 132 ft wide
Garage Area820 sqft
DrivewayDriveway
Driveway Area1 sqft

Exterior Amenities

PorchOpen Porch
Deck AreaDeck Area
Patio Area256 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelWood

Location & Zoning

Account Number10782
Street Address315 WILLOW ST
CityMORA
StateMN
Zip55051-1042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 43 THAT LIES S OF N 132' THEREOF
Legal Range24
Legal Township39
Legal Section11
Legal SubdivisionAUD. SUBD. #3
Legal Lot Number43
JurisdictionKANABEC MN
Township / Civil DivisionMORA
Census Block Group4
Census Block4000
Census Tract480300

Owner

315 Willow St is owned and occupied by two individuals who acquired it in July 2024.

Source: Kanabec County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address315 WILLOW ST, MORA, MN 55051-1042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2014 · Amount on File
Deed SaleJul 9, 2014 · Amount on File
Deed Document Number2014250198
Last Transfer DateJul 25, 2024
Transfer Doc0000285515
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANABEC MN
Property Address315 WILLOW ST, MORA, MN 55051-1042
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number270074
DateMay 29, 2020
Instrument270074
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 315 Willow St was $1,958 with a senior citizen's exemption.

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyKanabec County
MunicipalityMora City
Unified School DistrictMora Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,958.00 Senior Citizen's exemption$426,600 Land $53,300 Building $373,300$426,600 Land $53,300 Building $373,300
2023$6,570.00$402,200 Land $51,300 Building $350,900$402,200 Land $51,300 Building $350,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 315 Willow St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Willow St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMora
serves 3,786 people · EPA ID MN1330001
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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