315 Whispering Willow Dr, Unit C, Santee, CA 92071 Property Records

San Diego County property record for 315 Whispering Willow Dr, Unit C, Santee, CA 92071

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,203 sqft · built 1995
Lot Size6.16 acres (268,537 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Jan 2018)
Tax Bill$6,097 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN381-681-13-13

Property Details

APN / Parcel Number

Primary APN381-681-13-13

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,203 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area268,537 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address315 WHISPERING WILLOW DR, C
CitySANTEE
StateCA
Zip92071-6923
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR7
Legal DescriptionLOT 96 US 13PER DOC95-486497&UND INT IN TR 013101
Legal SubdivisionSANTEE 89-06
Legal Tract013101
Legal Block1
Legal Lot Number96
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract16614

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address315 WHISPERING WILLOW DR, C, SANTEE, CA 92071-6923
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jan 22, 2018Grant Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2018 · Amount on Record
Deed SaleJan 22, 2018 · Amount on Record
Prior SaleJun 25, 2012
Deed Document Number201825141
Last Transfer DateSep 25, 2020
Transfer Doc0000588707
Record UpdatedSep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 30, 2020
Property Address315 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6923
Document Number0000588707
Map ReferenceMAP 13101
Instrument DateSep 25, 2020
Instrument2020-0588707
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address315 WHISPERING WILLOW DR, SANTEE, CA 92071-6923

Mortgage

Document Number0000588708
DateSep 30, 2020
Instrument2020-0588708
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2045

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 22, 2018
Property Address315 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6923
Document Number0000025141
Map ReferenceMAP 13101
Instrument DateJan 11, 2018
Instrument2018-0025141
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address315 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6923

Mortgage

Document Number0000025142
DateJan 22, 2018
Instrument2018-0025142
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$499,044 (+2%) Land $183,398 Building $315,646
2025$6,097.00 (+4.15%) Homeowner's exemption$489,259 (+4.04%) Land $179,802 Building $309,457
2023$5,854.00 (+0.72%) Homeowner's exemption$470,263 Land $172,821 Building $297,442
2022$5,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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