315 Westgate Rd, Galion, OH 44833 Property Records

Crawford County property record for 315 Westgate Rd, Galion, OH 44833

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,596 sqft · built 1954
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Mar 2021)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Apr 2005 Mortgage Aug 2013 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-0022554.000`

Property Details

APN / Parcel Number

Primary APN	`19-0022554.000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Basement Area	1,284 sqft
Finished Basement	642 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	315 WESTGATE RD
City	GALION
State	OH
Zip	44833-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65 X 120 2389 BK 1043PG 3575PB PG
Legal Subdivision	GALION
Legal Lot Number	850
Jurisdiction	CRAWFORD OH
Township / Civil Division	GALION CITY
Census Block Group	3
Census Block	3029
Census Tract	975000

Owner

315 Westgate Rd is owned and occupied by an individual who acquired it in March 2023.

Source: Crawford County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	315 WESTGATE RD, GALION, OH 44833-1257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2005	Deed of Trust, Mortgage GALION BUILDING AND LOAN BANK
Aug 28, 2013	Deed of Trust, Mortgage · Line of Credit FIRCLANDS FCU
May 24, 2010	Deed of Trust, Mortgage · Line of Credit FIRELANDS FCU
Nov 28, 2006	Deed of Trust, Mortgage · Line of Credit FIRELANDS FEDERAL CREDIT UNION
Mar 9, 2023	Transfer on Death Deed, Transfer
Mar 17, 2021	Warranty Deed, Transfer · Line of Credit MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Deed Document Number	2021218135
Deed Book / Page	1043 / 3575
Last Transfer Date	Mar 9, 2023
Transfer Doc	01053/5518
Record Updated	Jun 8, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	315 WESTGATE RD, GALION, OH 44833-1257
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	850/251262
Date	Apr 13, 2005
Book Page	850/251-262
Instrument	200500117380

Lender

Name	GALION BUILDING AND LOAN BANK
Address	135 S MARKET ST, GALION, OH 44833

Agreement

Amount	Amount on Record
Term	301 Months
Due	May 1, 2030

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	315 WESTGATE RD, GALION, OH 44833-1257
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	EDUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00988/2142
Date	Aug 28, 2013
Book Page	0988/2142
Instrument	201300174207

Lender

Name	FIRCLANDS FCU
Address	BELLEVUE, OH 44811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	315 WESTGATE RD, GALION, OH 44833-1257
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00958/0767
Date	May 24, 2010
Book Page	0958/0767
Instrument	201000154807

Lender

Name	FIRELANDS FCU
Address	BELLEVUE, OH 44811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Apr 28, 2025

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	315 WESTGATE RD, GALION, OH 44833-1257
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	913/123127
Date	Nov 28, 2006
Book Page	913/123-127
Instrument	200600131812

Lender

Name	FIRELANDS FEDERAL CREDIT UNION
Type	Seller

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CRAWFORD OH
Recording Date	Mar 9, 2023
Property Address	315 WESTGATE RD, GALION, OH 44833-1257
Document Number	01053/5518
Book / Page	1053 / 5518
Instrument Date	Feb 22, 2023
Instrument	202300230763
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	315 WESTGATE RD, GALION, OH 44833-1257

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	Mar 17, 2021
Property Address	315 WESTGATE RD, GALION, OH 44833-1257
Document Number	01043/3575
Book / Page	1043 / 3575
Instrument Date	Mar 11, 2021
Instrument	202100218135
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	BARRISTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	315 WESTGALE RD, GALION, OH 44833-1257

Mortgage

Document Number	202100218136
Date	Mar 17, 2021
Instrument	202100218136

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 315 Westgate Rd was $2,012, down 0.3% from the year before.

Source: Crawford County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Crawford County
Municipality	Galion City
Unified School District	Galion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,012.00 (-0.3%)	$57,080 (-) Land $3,230 Building $53,850	$163,090 (-) Land $9,230 Building $153,860
2024	$2,018.00 (+18.5%)	$57,080 (+47.46%) Land $3,230 Building $53,850	$163,090 Land $9,230 Building $153,860
2023	$1,703.00 (-2.52%) Additional exemption filed	$38,710 (-) Land $2,640 Building $36,070
2022	$1,747.00 Additional exemption filed	$38,710 Land $2,640 Building $36,070
2021			$110,600 Land $7,540 Building $103,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Westgate Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1981–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Westgate Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALION CITY serves 10,453 people · EPA ID OH1700211
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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