Larimer County property record for 315 Wayne St, Fort Collins, CO 80521
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,413 sqft · built 1928 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Jul 1998) |
| Tax Bill | $5,718 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 97113-23-018 |
| Primary APN | 97113-23-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| Basement Area | 1,134 sqft |
| Finished Basement | 846 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 349 sqft |
| Patio Area | 88 sqft |
| Balcony | Balcony |
| Balcony Area | 88 sqft |
| Heating System | Electric |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0035980 |
|---|---|
| Old Parcel Number | 9711323018 |
| Street Address | 315 WAYNE ST |
| City | FORT COLLINS |
| State | CO |
| Zip | 80521-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 30 FT OF S 80 FT OF LOT 14 & S 80 FT OF LOTS 15 & 16,BLK 3, PROSPECT PL, FTC |
| Legal Range | 69 |
| Legal Township | 07 |
| Legal Section | 11 |
| Legal Quarter | SW |
| Legal Subdivision | PROSPECT PLACE |
| Legal Block | 3 |
| Legal Lot Number | 14 16 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 201 |
315 Wayne St is owned and occupied by an individual who acquired it in January 2026.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 315 WAYNE ST, FORT COLLINS, CO 80521-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Beneficiary Deed, Transfer |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PIC CAPITAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 1998 · Amount on File |
| Deed Sale | Jul 31, 1998 · Amount on File |
| Prior Sale | Jul 31, 1998 · Amount on File |
| Deed Document Number | 0000064618 |
| Deed Book / Page | 97 |
| Last Transfer Date | Jan 12, 2026 |
| Transfer Doc | 0000001400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jan 12, 2026 |
| Property Address | 315 WAYNE ST, FORT COLLINS, CO 80521-2433 |
| Document Number | 0000001400 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 20260001400 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 WAYNE ST, FORT COLLINS, CO 80521-2433 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 315 WAYNE ST, FORT COLLINS, CO 80521-2433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014059 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 20210014059 |
| Name | PIC CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92883 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 315 Wayne St was $5,718, up 9.7% from the year before.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,718.00 (+9.69%) | $57,381 (-1.1%) Land $11,406 Building $45,975 | $918,100 (+6.02%) Land $182,500 Building $735,600 |
| 2024 | $5,213.00 (+5.1%) | $58,022 (-) Land $3,350 Building $54,672 | $866,000 (-) Land $50,000 Building $816,000 |
| 2023 | $4,960.00 (+32.3%) | $58,022 (+46.11%) Land $3,350 Building $54,672 | $866,000 (+51.56%) Land $50,000 Building $816,000 |
| 2022 | $3,749.00 | $39,712 Land $3,475 Building $36,237 | $571,400 Land $50,000 Building $521,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 Wayne St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Wayne St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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