315 Walnut St, Chillicothe, MO 64601 Property Records

Livingston County property record for 315 Walnut St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,262 sqft · built 1913
Lot Size	0.126 acres (5,532 sqft)
Owner	Individual Name on File
Tax Bill	$794 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-36-3-42-04.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-36-3-42-04.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,532 sqft (0.126 acres)
Lot Dimensions	120 ft deep x 46 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	224 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	315 WALNUT ST
City	CHILLICOTHE
State	MO
Zip	64601-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 36 TOWNSHIP 58 RANGE 24 LEGAL BEG 144 S OF NW COR OF BLK 64 S 47 E 120 N 47 W 120
Legal Block	64
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	2
Census Block	2032
Census Tract	480400

Owner

315 Walnut St is owned and occupied by an individual who acquired it in July 2021.

Source: Livingston County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	315 WALNUT ST, CHILLICOTHE, MO 64601-2119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage INVESTORS COMMUNITY BANK
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 6, 2019	Special Warranty Deed, Transfer · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021
Deed Sale	Jul 19, 2021
Prior Sale	Dec 6, 2019 · Amount on File
Deed Document Number	20213819
Deed Book / Page	723 / 760
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Jul 19, 2021
Property Address	315 WALNUT ST, CHILLICOTHE, MO 64601-2119
Document Number	723/760
Book / Page	723 / 760
Instrument Date	Jul 15, 2021
Instrument	20213819
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	TUTON ABSTRACT AND TITLE COMPANY, STATON ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 WALNUT ST, CHILLICOTHE, MO 64601-2119

Mortgage

Document Number	20213820
Date	Jul 19, 2021
Instrument	20213820

Lender

Name	INVESTORS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	315 WALNUT ST, CHILLICOTHE, MO 64601-2119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STATON ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 WALNUT ST, CHILLICOTHE, MO 64601-2119

Mortgage

Document Number	716/449
Date	Dec 30, 2020
Book Page	716/449
Instrument	20202300

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Dec 6, 2019
Property Address	315 WALNUT ST, CHILLICOTHE, MO 64601-2119
Document Number	000704/710
Book / Page	704 / 710
Instrument Date	Oct 15, 2019
Instrument	20192000
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 3RD ST, CHILLICOTHE, MO 64601-2715

Mortgage

Document Number	0020192001
Date	Dec 6, 2019
Instrument	20192001

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 315 Walnut St was $794, up 2.6% from the year before.

Source: Livingston County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00 (+2.58%)	$11,190 (+4.87%) Land $970 Building $10,220	$58,860 Land $5,080 Building $53,780
2024	$774.00	$10,670 (-) Land $970 Building $9,700
2023		$10,670 Land $970 Building $9,700	$56,150 Land $5,080 Building $51,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Walnut St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Green Hills Technologies, T-Mobile, Verizon.

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