315 Walnut St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 315 Walnut St, Chattanooga, TN 37403

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	129,330 sqft · built 2021
Lot Size	2.13 acres (92,783 sqft)
Owner	Company Name on Record
Last Sale	$3,885,000 (May 2019)
Tax Bill	$146,702 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135M D 019`

Property Details

APN / Parcel Number

Primary APN	`135M D 019`
Alternative APN	`0000060459`

Interior

Stories	1 Story
Building Area	129,330 sqft Total Area

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Material	Built-Up Asphalt
Lot Area	92,783 sqft (2.13 acres)
Lot Dimensions	263 ft deep x 420 ft wide
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000060459
Street Address	315 WALNUT ST
City	CHATTANOOGA
State	TN
Zip	37403
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	R4
Legal Description	LT 2 RIVER ROCK SUB PB 63 PG 145 REV 120-189 REV 124-141 RIVER ROCK 96 UNITS (OUT OF 163 TOTAL UNITS) ALSO PART OF PARCEL 135
Legal Subdivision	ORIGINAL TOWN WALNUT
Legal Lot Number	2 17
Legal Unit	163
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2025
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 242, CHARLESTON, SC 29402-0242
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Grant Deed, Mortgage · Line of Credit FIRST NAT'L BK/PA
May 2, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 2, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Deed Document Number	2019050200043
Deed Book / Page	11629 / 848
Record Updated	Jun 8, 2026

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 21, 2019
Property Address	315 WALNUT ST, CHATTANOOGA, TN 37403
Document Number	1021000127
Book / Page	011794 / 000183
Instrument Date	Oct 18, 2019
Instrument	191021000127
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 KING ST #300 CHARLESTON SC 294013190, 300, CHARLESTON, SC 29401-3190

Mortgage

Document Number	1021000127
Date	Oct 21, 2019
Book Page	011794/000183
Instrument	191021000127

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	550 S MAIN ST # 320, GREENVILLE, SC 29601-2541

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 20, 2026

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	May 2, 2019
Property Address	315 WALNUT ST, CHATTANOOGA, TN 37403
Document Number	0502000042
Book / Page	011629 / 000838
Instrument Date	Apr 23, 2019
Instrument	190502000042
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$14,374.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 KING ST #300 CHARLESTON SC 294013190, 300, CHARLESTON, SC 29401-3190

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	May 2, 2019
Property Address	315 WALNUT ST, CHATTANOOGA, TN 37403
Document Number	0502000043
Book / Page	011629 / 000848
Instrument Date	Apr 23, 2019
Instrument	190502000043
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 KING ST #300 CHARLESTON SC 294013190, 300, CHARLESTON, SC 29401-3190

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$146,702.00 (-10.1%)	$9,678,840 (+32.69%)	$24,197,100 (+32.69%) Land $5,567,000 Building $18,630,100
2024	$163,190.00 (-29.89%)	$7,294,080 (-29.89%)	$18,235,200 (-29.89%) Land $4,639,200 Building $13,596,000
2023	$232,778.00 (+21.32%)	$10,404,440 (+21.32%)	$26,011,100 (+21.32%) Land $4,639,200 Building $21,371,900
2022	$191,876.00	$8,576,240	$21,440,600 Land $4,639,200 Building $16,801,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

315 Walnut St, Chattanooga, TN 37403 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2019: Grant Deed, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number