Rutherford County property record for 315 Walker Store Rd, Ellenboro, NC 28040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 1979 |
| Lot Size | 6.55 acres (285,318 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,965 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1627015 |
| Primary APN | 1627015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Heated Area |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 285,318 sqft (6.55 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 240 sqft |
| Patio Area | 791 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 315 WALKER STORE RD |
|---|---|
| City | ELLENBORO |
| State | NC |
| Zip | 28040-8385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1567207271300000; RES WALKER STORE RD |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | HIGH SHOALS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 961104 |
Source: Rutherford County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 WALKER STORE RD, ELLENBORO, NC 28040-8385 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 1, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 315 WALKER STORE RD, ELLENBORO, NC 28040-8385 |
| Document Number | 2104003368 |
| Book / Page | 2104 / 3368 |
| Instrument Date | Jul 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,074.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2104003371, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 2104/3371 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Dec 1, 2025 |
| Property Address | 315 WALKER STORE RD, ELLENBORO, NC 28040-8385 |
| Document Number | 0020973604 |
| Book / Page | 2097 / 3604 |
| Map Reference | MB 46 PG 387 |
| Instrument Date | Nov 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 WALKER STORE RD, ELLENBORO, NC 28040-8385 |
| Name | Verified Name |
|---|---|
| Address | 397 WALKER STORE RD, ELLENBORO, NC 28040-8385 |
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,965.00 (+46.21%) | $296,400 (-) Land $58,400 Building $238,000 | $296,400 (-) Land $58,400 Building $238,000 |
| 2023 | $296,400 Land $58,400 Building $238,000 | $296,400 Land $58,400 Building $238,000 | |
| 2022 | $1,344.00 | ||
| 2021 | $1,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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