315 W Mill St, Independence, MO 64050 Property Records

Jackson County property record for 315 W Mill St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,438 sqft · built 1915
Lot Size	0.108 acres (4,721 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Dec 2010)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-220-08-02-01`

Property Details

APN / Parcel Number

Primary APN	`26-220-08-02-01`
Alternative APNs	`26-220-08-02-01-0-00-000` `26220080200000000` `1867169`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Flooring	Carpet

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,721 sqft (0.108 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1867169
Street Address	315 W MILL ST
City	INDEPENDENCE
State	MO
Zip	64050-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALIS RESURVEY---LOT 1 & E 40 OF N 16.66 LOT 7
Legal Subdivision	VALIS RESURVEY
Legal Block	1
Legal Lot Number	1,7
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1005
Census Tract	11601

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 W MILL ST, INDEPENDENCE, MO 64050-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Dec 7, 2017	Deed of Trust, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2010 · Amount on Record
Deed Sale	Dec 21, 2010 · Amount on Record
Prior Sale	May 12, 2010
Deed Document Number	2010125884
Prior Transfer Date	Mar 16, 2010
Prior Transfer Doc	0000025884
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	315 W MILL ST, INDEPENDENCE, MO 64050-2734
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0001302
Date	Jan 7, 2026
Instrument	2026E0001302

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	315 W MILL ST, INDEPENDENCE, MO 64050-2734
Document Number	000E111569
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 W MILL ST INDEPENDENCE MO 640502734, INDEPENDENCE, MO 64050-2734

Mortgage

Document Number	000E111569
Date	Dec 15, 2017
Instrument	111569E

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	JUNCTION CITY, KS 66441

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 14, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,865 (-) Land $2,962 Building $19,903	$120,340 (-)
2025	$1,634.00 (-5.39%)	$22,865 (-8.28%) Land $2,962 Building $19,903	$120,340 (-8.28%)
2024	$1,727.00 (+2.37%)
2023	$1,687.00	$24,930 Land $2,170 Building $22,760	$131,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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