Burke County property record for 315 W McDowell St, Morganton, NC 28655
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1995 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $19,000 (Mar 2012) |
| Tax Bill | $529 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703244981 |
| Primary APN | 2703244981 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Tile |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 96 sqft |
| Patio Area | 164 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 315 W MCDOWELL ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3840 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 315 W MCDOWELL ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Jonesboro Historic District listed 1987 · 38 contributing resources · NRIS 87001916 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
315 W McDowell St, a mobile home, is owned and occupied by an individual who bought it in March 2012.
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 W MCDOWELL ST, MORGANTON, NC 28655-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2012 · Amount on File |
| Deed Sale | Mar 20, 2012 · Amount on File |
| Deed Document Number | 20122424 |
| Deed Book / Page | 2013 / 725 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 315 W McDowell St was $529, up 1% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529.00 (+0.95%) | $77,052 (-) Land $13,000 Building $64,052 | $77,052 (-) Land $13,000 Building $64,052 |
| 2025 | $524.00 | $77,052 Land $13,000 Building $64,052 | $77,052 Land $13,000 Building $64,052 |
| 2023 | $519.00 | $77,052 Land $13,000 Building $64,052 | $77,052 Land $13,000 Building $64,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 W McDowell St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 W McDowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Compas X-Stream, Spectrum, T-Mobile, Verizon.
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