Surry County property record for 315 W Main St, Elkin, NC 28621 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,466 sqft · built 1900 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Nov 2008) |
| Tax Bill | $1,189 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4951-14-22-7622 |
| Primary APN | 4951-14-22-7622 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,466 sqft Living Area |
| Basement Area | 630 sqft |
| Unfinished Basement | 630 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick/Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Porch | Open Porch |
| Porch Area | 1,142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100061683 |
|---|---|
| Street Address | 315 W MAIN ST |
| City | ELKIN |
| State | NC |
| Zip | 28621-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MYTL |
| Legal Subdivision | ELKIN G - RESIDENTIAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 930901 |
Source: Surry County records · APN 4951-14-22-7622
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 315 W MAIN ST, ELKIN, NC 28621-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2008 · Amount on Record |
| Deed Sale | Nov 06, 2008 · Amount on Record |
| Deed Document Number | 0012660626 |
| Deed Book / Page | 1266 / 0626 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 315 W MAIN ST, ELKIN, NC 28621-3313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001751/129 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 1751/129 |
| Instrument | 681683 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Apr 01, 2042 |
Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Elkin Town |
| Unified School District | Elkin City Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,189.00 (+45.89%) | $179,400 (+21.98%) Land $17,250 Building $162,150 | $179,400 (+21.98%) Land $17,250 Building $162,150 |
| 2023 | $815.00 | $147,070 Land $17,250 Building $129,820 | $147,070 Land $17,250 Building $129,820 |
Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 4% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surry Telephone Membership | Fiber | 2,500 / 2,500 |
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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