315 W Main St, Covington, VA 24426 Property Records

Covington City property record for 315 W Main St, Covington, VA 24426

Property Summary

Property TypeCommercial
Details1 ba · 6,720 sqft · built 1935
Lot Size0.083 acres (3,615 sqft)
OwnerCompany Name on File
Last Sale$135,000 (May 2025)
Tax Bill$770 (2025)
Flood ZoneZone X (minimal risk)
APN10-3-2

Property Details

APN / Parcel Number

Primary APN10-3-2
Alternative APN
  • 1259

Interior

Full Baths1 Bath
Half Baths2 Half Baths
Total Rooms4 Rooms
Stories1 Story
Building Area6,720 sqft Gross Area
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1983
Exterior MaterialConcrete
Roof TypeFlat
Roof MaterialGravel
Lot Area3,615 sqft (0.083 acres)
Lot Dimensions150 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1259
Street Address315 W MAIN ST
CityCOVINGTON
StateVA
Zip24426-1516
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC3
Legal DescriptionOLD TOWN PT LOT 83 & 84 PARCEL 2
Legal Lot Number83
JurisdictionCOVINGTON CITY VA
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1031
Census Tract60200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Covington Historic District
listed 1991 · 111 contributing resources · NRIS 91000099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

315 W Main St, a commercial property, is owned by a company that bought it in May 2025.

Source: Covington City records, as of May 12, 2026

Owner of RecordCompany Name on File
Mailing Address238 E MICHIGAN ST, COVINGTON, VA 24426-2938
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2025 · Amount on File
Deed SaleMay 2, 2025 · Amount on File
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 315 W Main St was $770.

Source: Covington City assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCovington City
Unified School DistrictAlleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$770.00$90,600 Land $10,800 Building $79,800$90,600 Land $10,800 Building $79,800
2023$770.00$90,600 Land $10,800 Building $79,800$90,600 Land $10,800 Building $79,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims96 (1985–2016)
Claims Outside the SFHA27 of 96
Most Recent ClaimJun 2016 · river or lake flooding
Claims by Event
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON
serves 5,961 people · EPA ID VA2580100
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
currently in violation since Mar 2024
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Glo Fiber
Cable · Fiber in parts of the area
1,200 / 100
Verizon
Fixed Wireless
300 / 20

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