Gila County property record for 315 W Corral Dr, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,000 sqft · built 1984 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Dec 2022) |
| Tax Bill | $1,600 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-094 |
| Primary APN | 302-36-094 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Canopy | 156 sqft |
| Cooling System | A/C Chilled Water |
|---|---|
| Heating System | Hot Water |
| Account Number | R021814 |
|---|---|
| Street Address | 315 W CORRAL DR |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 94 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS LOT 94 MAP NO 167 |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 28 |
| Legal Subdivision | PAYSON RANCHOS |
| Legal Lot Number | 94 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 302 |
315 W Corral Dr is owned and occupied by an individual who acquired it in November 2025.
Source: Gila County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Nov 17, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Dec 21, 2022 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Mar 2, 2018 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on File |
| Deed Sale | Dec 21, 2022 · Amount on File |
| Prior Sale | Dec 21, 2022 · Amount on File |
| Deed Document Number | 0000014300 |
| Last Transfer Date | Nov 17, 2025 |
| Transfer Doc | 0000010156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | VENTURE TITLE AGENCY, AVENUE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Document Number | 0000002074 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-002074 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 315 W GORRAL DR, PAYSON, AZ 85541 |
| Document Number | 0000000604 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 2024-000604 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Nov 17, 2025 |
| Property Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Document Number | 0000010156 |
| Map Reference | MAP 167 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025-010156 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Document Number | 0000010157 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025-010157 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Dec 21, 2022 |
| Property Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Document Number | 0000014300 |
| Map Reference | MAP 167 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022-014300 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2023 |
| Title Company | NOT AVAILABLE, TRULY TTL INC DBA TRULY TTL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Document Number | 0000014301 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2022-014301 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Document Number | 0000008323 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | FORT SETTLEMENT SERVICES LLC, FORT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 315 W CORRAL DR PAYSON AZ 855413120, PAYSON, AZ 85541-3120 |
| Document Number | 0000008323 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 8323 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 315 W CORRAL DR, PAYSON, AZ 85541-3120 |
| Document Number | 0000002482 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 315 W CORRAL DR PAYSON AZ 855413120, PAYSON, AZ 85541-3120 |
| Document Number | 0000002482 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2482 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2048 |
The 2025 property tax bill for 315 W Corral Dr was $1,600.
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,898 Land $5,430 Building $29,468 | $348,973 Land $54,298 Building $294,675 | |
| 2025 | $1,600.00 | ||
| 2024 | $32,825 Land $3,196 Building $29,629 | $328,246 Land $31,956 Building $296,290 | |
| 2023 | $1,486.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 W Corral Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 W Corral Dr is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 57% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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