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315 W Commerce Ext, Bridgeton, NJ 08302 Property Records

Cumberland County and Bridgeton City property record for 315 W Commerce Ext, Bridgeton, NJ 08302

Property Summary

Property TypeSingle Family Home
Details1,922 sqft · built 1950
Lot Size0.338 acres (14,702 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jan 2023)
Tax Bill$8,071 (2025)
Deeds & MortgagesJan 2023 Mortgage
Oct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-00287-0000-00010

Property Details

APN / Parcel Number

Primary APN01-00287-0000-00010
Alternative APNs
  • 010028700010
  • 287010

Interior

Stories2 Stories
Building Area1,922 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Lot Area14,702 sqft (0.338 acres)
Lot Dimensions98 ft deep x 150 ft wide
Garage TypeAttached

Location & Zoning

Account Number287010
Street Address315 W COMMERCE EXT
CityBRIDGETON
StateNJ
Zip08302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block287
Legal Lot Number10
JurisdictionCUMBERLAND NJ
Township / Civil DivisionBRIDGETON
Census Block Group2
Census Block2003
Census Tract20600

Owner

Source: Cumberland County and Bridgeton City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address315 W COMMERCE EXT, BRIDGETON, NJ 08302
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2023Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Oct 15, 2020Loan Modification, Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on Record
Deed SaleJan 4, 2023 · Amount on Record
Prior SaleMay 4, 2010 · Amount on Record
Deed Document Number2023663604
Deed Book / Page4236 / 8136
Prior Transfer DateJul 22, 2022
Prior Transfer Doc0000653731
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NJ
Property Address315 W COMMERCE EXT, BRIDGETON, NJ 08302
Transaction TypeMortgage
Record UpdatedMar 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000663605
DateJan 4, 2023
Book Page4236/8142
Instrument663605
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCUMBERLAND NJ
Property Address315 W COMMERCE EXT, BRIDGETON, NJ 08302
Document Number0000612772
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 NW GRAND BLVD OKLAHOMA CITY OK 731186037, OKLAHOMA CITY, OK 73118-6037

Mortgage

Document Number0000612772
DateJan 22, 2021
Book Page004069/002296
Instrument612772
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
AmountAmount Recorded
Term360 Months
DueJan 21, 2051

Tax Assessment & Valuation

Source: Cumberland County and Bridgeton City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCumberland County
MunicipalityBridgeton City
Unified School DistrictBridgeton City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,400 (-) Land $18,200 Building $121,200$139,400 (-) Land $18,200 Building $121,200
2025$8,071.00 (+9.5%)$139,400 (-) Land $18,200 Building $121,200$139,400 (-) Land $18,200 Building $121,200
2024$7,371.00 (+5.16%)
2023$139,400 Land $18,200 Building $121,200$139,400 Land $18,200 Building $121,200
2022$7,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRIDGETON CITY WATER DEPT
serves 22,770 people · EPA ID NJ0601001
Water SourceGroundwater
Last State InspectionApr 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityGross alpha radiation
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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