Yellowstone County property record for 315 W 9th St, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,667 sqft · built 1959 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,500 (Jul 2020) |
| Tax Bill | $2,284 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B003180 |
| Primary APN | 000B003180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,667 sqft Living Area |
| Gross Area | 2,067 sqft |
| 1st Floor Area | 1,667 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 315 W 9TH ST |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | FOURTH AVE SUBD, S09, T02 S, R24 E, BLOCK 3, LOT 31 - 32, & S2 LT 30 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | FOURTH AVE SUBD |
| Legal Block | 3 |
| Legal Lot Number | 31-32 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1901 |
315 W 9th St is owned and occupied by two individuals who bought it in July 2020.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 W 9TH ST, LAUREL, MT 59044-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ALTANA FCU |
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit ALTANA FCU |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALTANA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on File |
| Deed Sale | Jul 28, 2020 · Amount on File |
| Prior Sale | Mar 22, 2013 |
| Deed Document Number | 20203929501 |
| Prior Transfer Date | Aug 29, 2003 |
| Prior Transfer Doc | 0003660958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 315 W 9TH ST, LAUREL, MT 59044-2038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004125951 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 4125951 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | Prime Rate |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 315 W 9TH ST, LAUREL, MT 59044-2038 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004021891 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 4021891 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jul 28, 2020 |
| Property Address | 315 W 9TH ST, LAUREL, MT 59044-2038 |
| Document Number | 0003929501 |
| Map Reference | DOC 509532 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 3929501 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2305 WILSON ST, 2305, MILES CITY, MT 59301-5048 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 315 W 9TH ST, LAUREL, MT 59044-2038 |
| Document Number | 0003929502 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 3929502 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.59% |
| Max Rate At Change | 4.59% |
| Index | 1-Year LIBOR |
| Max Rate | 6.59% |
The 2025 property tax bill for 315 W 9th St was $2,284, down 15.3% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,400 (-) Land $64,531 Building $258,869 | $323,400 (-) Land $64,531 Building $258,869 | |
| 2025 | $2,284.00 (-15.25%) | $323,400 Land $64,531 Building $258,869 | $323,400 Land $64,531 Building $258,869 |
| 2024 | $2,695.00 (+27.85%) | ||
| 2023 | $2,108.00 | $264,800 | $264,800 Land $42,092 Building $222,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 W 9th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 W 9th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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