315 W 6th St, Wayne, NE 68787 Property Records

Wayne County property record for 315 W 6th St, Wayne, NE 68787

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,305 sqft · built 1949
Lot Size	0.236 acres (10,270 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0004103.00`

Property Details

APN / Parcel Number

Primary APN	`0004103.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	899 sqft
Basement Area	1,235 sqft
Unfinished Basement	899 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Colonial
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,270 sqft (0.236 acres)
Lot Dimensions	158 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	1,093 sqft
Driveway	Driveway
Driveway Area	470 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	196 sqft
Deck Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 W 6TH ST
City	WAYNE
State	NE
Zip	68787-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	E 65' LOTS 1-2-3 & 8' VAC ALLEY BLK 3 CRAWFORD & BROWN'S ADDITION
Legal Subdivision	CRAWFORD & BROWN'S ADDITION
Legal Block	3
Legal Lot Number	1-2-3
Jurisdiction	WAYNE NE
Township / Civil Division	STRAHAN
Census Block Group	4
Census Block	4013
Census Tract	978700

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 W 6TH ST, WAYNE, NE 68787-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NEBRASKA BANK
Apr 14, 2017	Deed of Trust, Mortgage · ARM FIRST NEBRASKA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NE
Property Address	315 W 6TH ST, WAYNE, NE 68787-1815
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 W 6TH ST, WAYNE, NE 68787-1815

Mortgage

Document Number	0000220040
Date	Jan 10, 2022
Instrument	220040

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	STANTON, NE 68779

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NE
Property Address	315 W 6TH ST, WAYNE, NE 68787-1815
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170538
Date	Apr 14, 2017
Instrument	170538

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	STANTON, NE 68779

Agreement

Type	ARM
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Margin	3
Max Rate	18%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,450 (+9.93%) Land $21,410 Building $145,040	$166,450 (+9.93%) Land $21,410 Building $145,040
2025	$1,905.00 (-2.51%)	$151,415 (+31.79%) Land $14,435 Building $136,980	$151,415 (+31.79%) Land $14,435 Building $136,980
2023	$1,954.00	$114,895 Land $8,765 Building $106,130	$114,895 Land $8,765 Building $106,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNE serves 5,990 people · EPA ID NE3118104
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Selenium resolved · Jan 2020 Nitrate-Nitrite resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Fastwyre Broadband Cable · Fiber in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Great Plains Communications, Nextlink.

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