315 Vesper Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 315 Vesper Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,200 sqft · built 1974
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jan 2007)
Tax Bill	$12,591 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00097-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`10-00097-0000-00004`
Alternative APN	`100009700004`

Interior

Stories	1 Story
Building Area	2,200 sqft Living Area
1st Floor Area	2,200 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	8,538 sqft (0.196 acres)

Location & Zoning

Street Address	315 VESPER AVE
City	MIDDLESEX
State	NJ
Zip	08846-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	8538 SF
Legal Subdivision	FOOTHILL ESTATES
Legal Block	97
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2009
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 VESPER AVE, MIDDLESEX, NJ 08846-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2007 · Amount on Record
Deed Sale	Jan 18, 2007 · Amount on Record
Deed Book / Page	5773 / 701
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	315 VESPER AVE, MIDDLESEX, NJ 08846-1243
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053028
Date	Sep 7, 2023
Book Page	19294/962
Instrument	2023053028

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,600 (+5.51%) Land $152,000 Building $474,600	$626,600 (+5.51%) Land $152,000 Building $474,600
2025	$12,591.00 (+2.86%)	$593,900 (+12.27%) Land $152,000 Building $441,900	$593,900 (+12.27%) Land $152,000 Building $441,900
2024	$12,241.00 (+9.53%)
2023		$529,000 Land $152,000 Building $377,000	$529,000 Land $152,000 Building $377,000
2022	$11,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20