315 Tryphosa Rd, Otto, NC 28763 Property Records

Macon County property record for 315 Tryphosa Rd, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,416 sqft · built 1978
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2019)
Tax Bill	$817 (2026)
Deeds & Mortgages	May 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6489800440`

Property Details

APN / Parcel Number

Primary APN	`6489800440`
Alternative APNs	`0700360` `145037`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Heated Area
1st Floor Area	1,416 sqft
Utility Area	96 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	59,242 sqft (1.36 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	380 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	145037
Street Address	315 TRYPHOSA RD
City	OTTO
State	NC
Zip	28763-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RD 1630
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4123
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 TRYPHOSA RD, OTTO, NC 28763-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	20194790
Deed Book / Page	39 / 739
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	315 TRYPHOSA RD, OTTO, NC 28763-9329
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00V41/2421
Date	May 19, 2022
Book Page	V-41/2421
Instrument	2022003938

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	FAYETTEVILLE, NC 28302

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 29, 2019
Property Address	315 TRYPHOSA RD, OTTO, NC 28763-9329
Document Number	00I39/0739
Book / Page	I-39 / 0739
Map Reference	MB 5 CARD 10396
Instrument Date	Jul 29, 2019
Instrument	2019004790
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 TRYPHOSA RD, OTTO, NC 28763-9329

Mortgage

Document Number	000I390741
Date	Jul 29, 2019
Instrument	I-39/0741

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$817.00	$205,750 (+11.81%) Land $35,800 Building $169,950	$205,750 (+11.81%) Land $35,800 Building $169,950
2025	$817.00 (+11.76%)
2023	$731.00	$184,010 Land $35,800 Building $148,210	$184,010 Land $35,800 Building $148,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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