Baltimore County property record for 315 Torner Rd, Baltimore, MD 21221
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,279 sqft · built 1954 |
| Lot Size | 0.054 acres (2,368 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jul 2021) |
| Tax Bill | $2,523 (2024) |
| Deeds & Mortgages | Jul 2021 Assignment Jun 2017 Loan Modification |
| APN | 15-1523503260 |
| Primary APN | 15-1523503260 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,279 sqft Living Area |
| Gross Area | 1,407 sqft |
| 1st Floor Area | 512 sqft |
| Basement Area | 255 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,368 sqft (0.054 acres) |
| Lot Dimensions | 151 ft deep x 16 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1523503260 |
|---|---|
| Street Address | 315 TORNER RD |
| City | ESSEX |
| State | MD |
| Zip | 21221-2143 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MIDDLESEX |
| Legal Subdivision | MIDDLESEX |
| Legal Block | 10 |
| Legal Lot Number | 33 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 492300 |
Source: Baltimore County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 TORNER RD, ESSEX, MD 21221-2143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 27, 2021 | Assignment of Deed, Transfer · Stand-Alone Second Mortgage HOWARD BANK |
| Jun 20, 2017 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Mar 4, 1996 |
| Deed Book / Page | 45183 / 22 |
| Transfer Doc | 0000090364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Assignment of Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jul 27, 2021 |
| Property Address | 315 TORNER RD, BALTIMORE, MD 21221-2143 |
| Document Number | 0451830022 |
| Book / Page | 45183 / 22 |
| Map Reference | MB GLB19 FO 89 |
| Instrument Date | May 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SIMPLY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 315 TORNER RD, ESSEX, MD 21221-2143 |
| Document Number | 0004518348 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 45183/48 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0451830032 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 45183/32 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 315 TORNER RD, BALTIMORE, MD 21221-2143 |
| Document Number | 0397690131 |
| Book / Page | 039769 / 000131 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 315 TORNER RD BALTIMORE MD 212212143, BALTIMORE, MD 21221-2143 |
| Document Number | 0397690131 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 039769/000131 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | GETZVILLE, NY 14068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.2% |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174,300 (+42.99%) | $200,500 (+64.48%) Land $48,000 Building $152,500 | |
| 2024 | $2,523.00 (+128.95%) | ||
| 2023 | $1,102.00 | $121,900 Land $48,000 Building $73,900 | $121,900 Land $48,000 Building $73,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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