315 Thompson St, Covington, OH 45318 Property Records

Miami County property record for 315 Thompson St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 564 sqft · built 1945
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Nov 2019)
Tax Bill	$28 (2025)
Deeds & Mortgages	Nov 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H19-005940`

Property Details

APN / Parcel Number

Primary APN	`H19-005940`
Alternative APNs	`080529.3-19-005-00` `H19SH018 00500`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	564 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	49 ft deep x 42 ft wide
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	315 THOMPSON ST
City	COVINGTON
State	OH
Zip	45318-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 472 42 W PT
Legal Subdivision	JACKSON SHADE S ADDITION
Legal Lot Number	472
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2044
Census Tract	325000

Owner

Source: Miami County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 THOMPSON ST, COVINGTON, OH 45318-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jul 5, 2000 · Amount on Record
Deed Document Number	20192019OR-14235
Prior Transfer Date	Feb 24, 2014
Prior Transfer Doc	0000002160
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 26, 2019
Property Address	315 THOMPSON ST, COVINGTON, OH 45318-1550
Document Number	0000014235
Instrument Date	Nov 1, 2019
Instrument	2019OR-14235
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 THOMPSON ST, COVINGTON, OH 45318-1550

Mortgage

Document Number	0000014236
Date	Nov 26, 2019
Instrument	2019OR-14236

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28.00 (-89.39%) Homeowner's exemption	$20,800 (+24.85%) Land $4,450 Building $16,350	$59,400 (+24.79%) Land $12,700 Building $46,700
2024	$264.00 (-4.69%) Homeowner's exemption	$16,660 (-) Land $4,830 Building $11,830
2023	$277.00 (-8.28%) Homeowner's exemption	$16,660 (-) Land $4,830 Building $11,830	$47,600 (-) Land $13,800 Building $33,800
2022	$302.00 Homeowner's exemption	$16,660 Land $4,830 Building $11,830	$47,600 Land $13,800 Building $33,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thompson St

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