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315 Talbot Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 315 Talbot Dr, Luling, LA 70070 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1,624 sqft · built 1954
Lot Size0.169 acres (7,405 sqft)
OwnerOwner Name on File
Last Sale$114,000 (Oct 2009)
Tax Bill$251 (2025)
Deeds & MortgagesOct 2022 Mortgage
Mar 2022 Mortgage
+ 1 more
APN2-023 00A 00042

Property Details

APN / Parcel Number

Primary APN2-023 00A 00042

Interior

Building Area1,624 sqft Living Area

Exterior

Year BuiltBuilt 1954
Lot Area7,405 sqft (0.169 acres)

Location & Zoning

Street Address315 TALBOT DR
CityLULING
StateLA
Zip70070-4421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42, BLK. A, ELLINGTON GARDENS
Legal SubdivisionELLINGTON GARDENS - LULING
Legal BlockA
Legal Lot Number42
JurisdictionST CHARLES LA
Township / Civil Division2
Census Block Group2
Census Block2020
Census Tract62900

Owner

Source: St. Charles Parish records · APN 2-023 00A 00042

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address315 TALBOT DR, LULING, LA 70070-4421
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST AMERICAN BANK & TRUST
Mar 02, 2022Deed of Trust, Mortgage · Commercial Mortgage
US SMALL BUSINESS ADMN
Jul 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIGURE LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2009 · Amount on Record
Deed SaleOct 20, 2009 · Amount on Record
Prior SaleJul 20, 2009
Deed Document Number0000735567
Deed Book / Page735 / 567
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address315 TALBOT DR, LULING, LA 70070-4421
Transaction TypeMortgage
Record UpdatedNov 16, 2022
Title CompanySOUTHERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020170328
DateOct 28, 2022
Book Page2017/328
Instrument471778
Lender
NameFIRST AMERICAN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address315 TALBOT DR, LULING, LA 70070-4421
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019860760
DateMar 02, 2022
Book Page1986/760
Instrument466300
Lender
NameUS SMALL BUSINESS ADMN
TypeGovernment Agency
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 14, 2052
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address315 TALBOT DR, LULING, LA 70070-4421
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018170712
DateJul 23, 2019
Book Page1817/712
Instrument442286
Lender
NameFIGURE LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Charles Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Charles Parish
Unified School DistrictSt. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$251.00 (-73.77%) Homeowner's exemption$14,970 (-22.56%) Land $2,350 Building $12,620$149,700 (-22.56%) Land $23,500 Building $126,200
2024$957.00 Homeowner's exemption$19,330 (+162.85%) Land $2,350 Building $16,980$193,300 (+162.85%) Land $23,500 Building $169,800
2023Homeowner's exemption$7,354 Land $2,610 Building $4,744$73,540 Land $26,100 Building $47,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 220890629002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 127 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims118 (1978–2026)
Claims Outside the SFHA111 of 118
Most Recent ClaimJun 2026, rainfall accumulation, Tropical Storm Arthur
Claims By Storm
  • Hurricane Ida, Aug 2021 · 16 claims
  • Severe Storms And Flooding, Aug 2016 · 36 claims
  • Hurricane Katrina, Aug 2005 · 23 claims

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of Louisiana
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 423 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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