Chautauqua County and Dunkirk City property record for 315 Swan St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,800 sqft · built 1903 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $14,700 (Oct 2001) |
| Tax Bill | $1,764 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| APN | 060300 79.14-5-42 |
| Primary APN | 060300 79.14-5-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| 2nd Floor Area | 540 sqft |
| Upper Floors Area | 200 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,000 sqft (0.068 acres) |
| Lot Dimensions | 160 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 148 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030182100 |
|---|---|
| Street Address | 315 SWAN ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C2 |
| Legal Description | 30 X 100 RES; OLD APN: 060300 10-5-7 |
| Legal Block | 5 |
| Legal Lot Number | 42.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 35600 |
315 Swan St is owned and occupied by an individual who acquired it in February 2007.
Source: Chautauqua County and Dunkirk City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 SWAN ST, DUNKIRK, NY 14048-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2001 · Amount on File |
| Deed Sale | Oct 26, 2001 · Amount on File |
| Prior Sale | Dec 7, 2000 · Amount on File |
| Deed Book / Page | 2479 / 449 |
| Last Transfer Date | Feb 5, 2007 |
| Transfer Doc | 0000002619/000000087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 315 SWAN ST, DUNKIRK, NY 14048-2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | MT2023003931 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | MT2023003931 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2026 property tax bill for 315 Swan St was $1,764 with a homeowner's exemption, up 3.3% from the year before.
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,764.00 (+3.34%) Homeowner's exemption | ||
| 2025 | $1,707.00 | $42,400 Land $79 Building $42,321 | $96,364 Land $180 Building $96,184 |
| 2023 | $42,400 (-) Land $79 Building $42,321 | $77,091 (+14.54%) Land $144 Building $76,947 | |
| 2022 | Homeowner's exemption | $42,400 Land $79 Building $42,321 | $67,302 Land $125 Building $67,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 315 Swan St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 315 Swan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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