Cabarrus County property record for 315 Sunset Dr SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,078 sqft · built 1946 |
| Lot Size | 0.173 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $818 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 15 5402 |
| Primary APN | 5630 15 5402 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| Gross Area | 1,604 sqft |
| 1st Floor Area | 1,078 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | 410 sqft |
| Patio Area | 410 sqft |
| Storage Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 162620 |
|---|---|
| Street Address | 315 SUNSET DR SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LTS 7-9 BROWNSVILLE BLK A |
| Legal Subdivision | R BROWN MCALLISTER SCHOOL |
| Legal Block | A |
| Legal Lot Number | 7-9 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 42202 |
315 Sunset Dr SE is owned and occupied by an individual.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 SUNSET DR SE, CONCORD, NC 28025-3679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Mar 29, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 315 SUNSET DR SE, CONCORD, NC 28025-3679 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14206211 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 14206/211 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 315 SUNSET DR SE, CONCORD, NC 28025-3679 |
| Document Number | 12448273 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 315 SUNSET DR SE CONCORD NC 280253679, CONCORD, NC 28025-3679 |
| Document Number | 12448273 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 012448/000273 |
| Instrument | 9619 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,030 Land $74,700 Building $155,330 | ||
| 2024 | $230,030 (+71.52%) Land $74,700 Building $155,330 | ||
| 2023 | $818.00 | $134,110 Land $46,800 Building $87,310 | $134,110 Land $46,800 Building $87,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Sunset Dr SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 Sunset Dr SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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