315 Stone St, Pacolet, SC 29372 Property Records

Spartanburg County property record for 315 Stone St, Pacolet, SC 29372

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,520 sqft · built 1920
Lot Size	0.288 acres (12,566 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Apr 2017)
Tax Bill	$909 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-30-01-048.00`

Property Details

APN / Parcel Number

Primary APN	`3-30-01-048.00`
Alternative APNs	`7172-72-3633.01` `63356`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,520 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,566 sqft (0.288 acres)
Lot Dimensions	122 ft deep x 103 ft wide
Porch	Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	63356
Street Address	315 STONE ST
City	PACOLET
State	SC
Zip	29372-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 PACOLET MFG CO PLAT 1 PB 32-416-426
Legal Subdivision	PACOLET MFG CO PLAT 1
Legal Lot Number	53
Jurisdiction	SPARTANBURG SC
Township / Civil Division	PACOLET
Census Block Group	3
Census Block	3016
Census Tract	23902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pacolet Mills Historic District listed 2007 · 127 contributing resources · NRIS 07001207

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

315 Stone St is owned and occupied by two individuals who acquired it in September 2019.

Source: Spartanburg County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 STONE ST, PACOLET, SC 29372-2843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Sep 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 7, 2017	Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on File
Deed Sale	Apr 7, 2017 · Amount on File
Prior Sale	Oct 17, 2008 · Amount on File
Deed Document Number	201715947
Last Transfer Date	Sep 3, 2019
Transfer Doc	0000043243
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	315 STONE ST, PACOLET, SC 29372-2843
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 STONE ST, PACOLET, SC 29372-2843

Mortgage

Document Number	0000039814
Date	Aug 2, 2022
Book Page	6434/60
Instrument	2022-39814

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	297 Months
Due	May 1, 2047

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Sep 13, 2019
Property Address	315 STONE ST, PACOLET, SC 29372-2843
Document Number	0000043243
Book / Page	00125G / 000610
Instrument Date	Sep 3, 2019
Instrument	43243
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 STONE ST PACOLET SC 293722843, PACOLET, SC 29372-2843

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 7, 2017
Property Address	315 STONE ST, PACOLET, SC 29372-2843
Document Number	0000015947
Map Reference	VOL21-O PG550
Instrument Date	Apr 5, 2017
Instrument	2017-15947
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 STONE ST, PACOLET, SC 29372-2843

Mortgage

Document Number	0000015948
Date	Apr 7, 2017
Instrument	2017-15948

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 315 Stone St was $909, up 1.1% from the year before.

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Pacolet Town
Unified School District	Spartanburg School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$909.00 (+1.11%)	$3,850 Land $669 Building $3,181	$138,700 Land $24,100 Building $114,600
2024	$899.00
2023	$899.00	$3,850 Land $669 Building $3,181	$138,700 Land $24,100 Building $114,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Stone St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Stone St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone St

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