Hamilton County property record for 315 Stites Ave, Cincinnati, OH 45226 · Last verified February 2026
| Property Type | Residential > Multi-Unit > Triplex |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 1865 |
| Square Footage | 4,624 sqft Finished Area |
| Lot Size | 20,386 sqft (0.467 acres) |
| Garage | Detached, 1,040 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $464,550 (2022) |
| Tax Bill | $10,222.00 (2025) |
Source: Hamilton County records · APN 027-0003-0119-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 STITES AVE, CINCINNATI, OH 45226-2183 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC |
| May 01, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Prior Transfer Date | Oct 25, 2016 |
| Prior Transfer Doc | 16-0100713 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 315 STITES AVE, CINCINNATI, OH 45226-2183 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000071527 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 14713/103 |
| Instrument | 2022-0071527 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Aug 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 315 STITES AVE, CINCINNATI, OH 45226-2183 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PROMINENT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000036133 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 18-0036133 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,222.00 (+1.15%) | $162,593 (-) Land $6,720 Building $155,873 | |
| 2024 | $10,106.00 (-23.76%) | $162,593 (-) Land $6,720 Building $155,873 | |
| 2023 | $13,256.00 (+193.4%) | $162,593 (+228.65%) Land $6,720 Building $155,873 | $464,550 (+228.65%) Land $19,200 Building $445,350 |
| 2022 | $4,518.00 | $49,473 Land $6,059 Building $43,414 | |
| 2020 | $141,350 Land $17,310 Building $124,040 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Individually Listed | Stites House listed 1979 · 1 contributing resources · NRIS 79002699 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 027-0003-0119-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 14 Rooms |
| Building Area | 4,624 sqft Finished Area |
| 1st Floor | 2,292 sqft 1st Floor |
| 2nd Floor | 2,332 sqft 2nd Floor |
| Attic Area | 1,672 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 2,292 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1865 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 20,386 sqft (0.467 acres) |
| Depth X Width | 168 ft x 120 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,040 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 315 STITES AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-2183 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Triplex |
| Legal Description | 315 STITES AVE 120 X 168.66 FT STITES 100 FT NOF EASTERN AVE |
| Legal Subdivision | JAMES C MORRIS HOMESTEAD |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | CINCINNATI |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 26600 |
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