315 Stevens St, Kenton, OH 43326 Property Records

Hardin County property record for 315 Stevens St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,521 sqft
Lot Size	0.208 acres (9,072 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Oct 2020)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-400077.0000`

Property Details

APN / Parcel Number

Primary APN	`36-400077.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,521 sqft Living Area
1st Floor Area	1,297 sqft
Upper Floors Area	224 sqft
Basement Area	376 sqft
Unfinished Basement	376 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,072 sqft (0.208 acres)
Lot Dimensions	168 ft deep x 54 ft wide
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 STEVENS ST
City	KENTON
State	OH
Zip	43326-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E-W N 1/2 40
Legal Subdivision	ESPY AND WILLIAMS ADDITION TO KENTON
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3017
Census Tract	600

Owner

315 Stevens St is owned and occupied by an individual who bought it in October 2020.

Source: Hardin County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	315 STEVENS ST, KENTON, OH 43326-2071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 12, 2020	Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA
Oct 12, 2020	Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2020 · Amount on File
Deed Sale	Oct 12, 2020 · Amount on File
Prior Sale	Aug 18, 2004
Deed Document Number	20203522
Deed Book / Page	558 / 1035
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	315 STEVENS ST, KENTON, OH 43326-2071
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00569/5848
Date	Jan 25, 2024
Book Page	569/5848
Instrument	2024000215

Lender

Name	USDA
Type	Government Agency
Address	PO BOX 66889, SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 25, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Oct 12, 2020
Property Address	315 STEVENS ST, KENTON, OH 43326-2071
Document Number	558/1035
Book / Page	558 / 1035
Instrument Date	Sep 25, 2020
Instrument	202000003522
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	ASSURED TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 STEVENS ST, KENTON, OH 43326-2071

Mortgage

Document Number	202000003523
Date	Oct 12, 2020
Instrument	202000003523

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	455 Months
Due	Sep 25, 2058

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Oct 12, 2020
Property Address	315 STEVENS ST, KENTON, OH 43326-2071
Document Number	00558/1035
Book / Page	558 / 1035
Instrument Date	Sep 25, 2020
Instrument	202000003522
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	ASSURED OH TITLE AGENCY INC, ASSURED TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 STEVENS ST, KENTON, OH 43326-2071

Mortgage

Document Number	202000003523
Date	Oct 12, 2020
Instrument	202000003523

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	455 Months
Due	Sep 25, 2058

Tax Assessment & Valuation

The 2025 property tax bill for 315 Stevens St was $1,220 with a homeowner's exemption, down 0.7% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (-0.65%)	$28,090 (-) Land $2,380 Building $25,710
2024	$1,228.00 (+6.69%) Homeowner's exemption	$28,090 (-) Land $2,380 Building $25,710
2023	$1,151.00 (-29.43%) Homeowner's exemption	$28,090 (-20.2%) Land $2,380 Building $25,710	$80,260 Land $6,800 Building $73,460
2022	$1,631.00 Homeowner's exemption	$35,200 Land $2,080 Building $33,120
2020			$100,570 Land $5,940 Building $94,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Stevens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Stevens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: HDER Link, Verizon.

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