315 State St, Washington, MO 63090 Property Records

Franklin County property record for 315 State St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 1909
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-21.0-1-099-032.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-21.0-1-099-032.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,366 sqft Living Area

Exterior

Year Built	Built 1909
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	56 sqft

Location & Zoning

Street Address	315 STATE ST
City	WASHINGTON
State	MO
Zip	63090-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE NE W OF STATE ST
Legal Range	01W
Legal Township	44
Legal Section	21
Legal Quarter	NE
Legal Subdivision	TRACTS
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	800302

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 STATE ST, WASHINGTON, MO 63090-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2024	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION CO LLC
Nov 21, 2023	Deed of Trust, Mortgage HUD
Aug 13, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 10, 2017	Quit Claim Deed, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024
Deed Sale	Jul 17, 2024
Prior Sale	Aug 13, 2021
Deed Document Number	2408057
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 17, 2024
Property Address	315 STATE ST, WASHINGTON, MO 63090-1621
Document Number	0002408057
Map Reference	VL 80 PG 32
Instrument Date	Jul 9, 2024
Instrument	2408057
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 MILL BRIDGE DR, SAINT PETERS, MO 63376-7005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 STATE ST, WASHINGTON, MO 63090-1621

Mortgage

Document Number	0002408059
Date	Jul 17, 2024
Instrument	2408059

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	315 STATE ST, WASHINGTON, MO 63090-1621
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002313807
Date	Nov 21, 2023
Instrument	2313807

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 13, 2021
Property Address	315 STATE ST, WASHINGTON, MO 63090-1621
Document Number	0002115229
Map Reference	VOL 80 PG 32
Instrument Date	Aug 12, 2021
Instrument	2115229
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 STATE ST, WASHINGTON, MO 63090-1621

Mortgage

Document Number	0002115230
Date	Aug 13, 2021
Instrument	2115230

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 10, 2017
Property Address	315 STATE ST, WASHINGTON, MO 63090-1621
Document Number	0000012103
Instrument Date	Jul 21, 2017
Instrument	12103
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 STATE ST WASHINGTON MO 630901621, WASHINGTON, MO 63090-1621

Mortgage

Document Number	12104
Date	Aug 10, 2017
Instrument	12104

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 9, 2032

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (+10.18%)	$27,961 (+12.11%)	$147,160 (+12.11%) Land $24,730 Building $122,430
2023	$1,415.00 (+1.51%)	$24,940	$131,260 Land $24,730 Building $106,530
2022	$1,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures