315 Spruce St E, Big Rapids, MI 49307 Property Records

Mecosta County property record for 315 Spruce St E, Big Rapids, MI 49307 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1980
Square Footage	2,582 sqft Total Area
Lot Size	14,985 sqft (0.344 acres)
Garage	240 sqft
Occupancy	Owner Occupied
Tax Bill	$2,596.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`17-11-358-011`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	2,582 sqft Total Area
Basement Area	826 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Lot Area	14,985 sqft (0.344 acres)
Depth X Width	200 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	240 sqft Garage
Deck Area	204 sqft Deck
Porch Area	410 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	315 SPRUCE ST E
City	BIG RAPIDS
State	MI
Zip	49307-1425
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	000315 E SPRUCE STREET: WARREN AND BRONSON'S SECOND SUB-DIVISION -- BLK 13, LOT 9
Legal Subdivision	WARREN AND BRONSON'S SECOND SUB-DIVISION
Legal Block	13
Legal Lot Number	9
Jurisdiction	MECOSTA MI
Minor Civil Division	BIG RAPIDS
Census Blockgroup	3
Census Block	3015
Census Tract	960500

Owner

Source: Mecosta County records · APN 17-11-358-011

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 SPRUCE ST E, BIG RAPIDS, MI 49307-1425
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 06, 2017
Property Address	315 SPRUCE ST E, BIG RAPIDS, MI 49307-1425
Document Number	879/0284
Book / Page	879 / 0284
Instrument Date	Aug 25, 2017
Instrument	201700006778
Transaction Type	Transfer
Record Updated	Jul 05, 2021
Title Company	NOT AVAILABLE, SUNTITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 SPRUCE ST E, 315, BIG RAPIDS, MI 49307-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 ROSE AVE, BIG RAPIDS, MI 49307-1037

Mortgage

Document Number	201700006779
Date	Sep 06, 2017
Instrument	201700006779

Lender

Name	WEST MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Mecosta County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,900 (+31.07%)	$227,800 (+31.07%)
2025	$2,596.00
2023		$86,900	$173,800

Flood & Wildfire

315 Spruce St E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mecosta County (26107C), updated February 3, 2015

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.