315 Springdale Ct, Joppa, MD 21085 Property Records

Harford County property record for 315 Springdale Ct, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,183 sqft · built 1971
Lot Size	0.24 acres (10,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,000 (Apr 2018)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-139215`

Property Details

APN / Parcel Number

Primary APN	`01-139215`
Alternative APNs	`1139215` `139215`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,183 sqft Total Area
Basement Area	860 sqft
Finished Basement	860 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,450 sqft (0.24 acres)

Exterior Amenities

Porch	Slab
Porch Area	455 sqft
Deck Area	96 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	139215
Street Address	315 SPRINGDALE CT
City	JOPPA
State	MD
Zip	21085-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 23 10450 SQ FT 315 SPRINGDALE COURT JOPPATOWNE SC 6 PT 17/97
Legal Subdivision	JOPPATOWNE
Legal Block	61
Legal Lot Number	23
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 SPRINGDALE CT, JOPPA, MD 21085-4709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Apr 19, 2018	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Aug 17, 2015 · Amount on Record
Deed Book / Page	12786 / 453
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	315 SPRINGDALE CT, JOPPA, MD 21085-4709
Document Number	0134850386
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SPRINGDALE CT JOPPA MD 210854709, JOPPA, MD 21085-4709

Mortgage

Document Number	0134850386
Date	Oct 9, 2019
Book Page	013485/000386

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 19, 2018
Property Address	315 SPRINGDALE CT, JOPPA, MD 21085-4709
Document Number	0127860453
Book / Page	012786 / 000453
Instrument Date	Apr 13, 2018
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 SPRINGDALE CT JOPPA MD 210854709, JOPPA, MD 21085-4709

Mortgage

Document Number	127860459
Date	Apr 19, 2018
Book Page	012786/000459

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,367 (+17.24%)	$329,100 (+18%) Land $69,400 Building $259,700
2025	$3,039.00 (+9.83%)
2023		$266,433	$278,900 Land $69,400 Building $209,500
2022	$2,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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