315 Smith St, Forest, OH 45843 Property Records

Hardin County property record for 315 Smith St, Forest, OH 45843 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1951
Square Footage1,204 sqft Living Area
Lot Size27,593 sqft (0.633 acres)
OccupancyOwner Occupied
Last Sale$63,000 (2018)
Tax Bill$673.00 (2025)

Owner

Source: Hardin County records · APN 23-020039.0000

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address315 SMITH ST, FOREST, OH 45843-1051
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 29, 2021Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 23, 2018Fiduciary Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2018 · Amount on Record
Deed SaleJul 23, 2018 · Amount on Record
Prior SaleJul 11, 2003 · Amount on Record
Deed Doc Number20182323
Deed Book / Page550 / 3174
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN OH
Property Address315 SMITH ST, FOREST, OH 45843-1051
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyERIS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00561/4241
DateAug 11, 2021
Book Page561/4241
Instrument202100002886
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN OH
Property Address315 SMITH ST, FOREST, OH 45843-1051
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyERIS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00561/3191
DateJul 29, 2021
Book Page561/3191
Instrument202100002710
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2018: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHARDIN OH
Recording DateJul 23, 2018
Property Address315 SMITH ST, FOREST, OH 45843-1051
Document Number00550/3174
Book / Page550 / 3174
Instrument DateJul 20, 2018
Instrument201800002323
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyERIE TITLE AGENCY INC, ERIS TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address315 SMITH ST, FOREST, OH 45843-1051

Mortgage

Document Number201800002324
DateJul 23, 2018
Instrument201800002324
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHardin County
County SubdivisionJackson Township
MunicipalityForest Village
Unified School DistrictRiverdale Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$673.00 (-0.15%)$20,400 (-) Land $3,240 Building $17,160
2024$674.00 (-0.59%)$20,400 (-) Land $3,240 Building $17,160
2023$678.00 (-28.03%)$20,400 (-19.08%) Land $3,240 Building $17,160$58,290 (-19.06%) Land $9,260 Building $49,030
2022$942.00$25,210 Land $2,980 Building $22,230
2020$72,020 Land $8,510 Building $63,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (39065C), updated July 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-020039.0000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,204 sqft Living Area
1st Floor1,204 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area27,593 sqft (0.633 acres)
Depth X Width283 ft x 97.5 ft Depth x Width
Shed1 Shed
Shed Area120 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address315 SMITH ST
CityFOREST
StateOH
Zip45843-1051
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSMITHS 2ND PT OL 2
Legal SubdivisionSMITHS
JurisdictionHARDIN OH
Minor Civil DivisionJACKSON
Census Blockgroup2
Census Block2006
Census Tract100

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