315 Smith St, Belton, TX 76513 Property Records

Bell County property record for 315 Smith St, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,420 sqft · built 1909
Lot Size	0.323 acres (14,071 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,304 (2025)
Deeds & Mortgages	Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`0274000073`

Property Details

APN / Parcel Number

Primary APN	`0274000073`
Alternative APNs	`10302` `6649`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,420 sqft Living Area
1st Floor Area	2,420 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,071 sqft (0.323 acres)
Lot Dimensions	145 ft deep x 97 ft wide
Porch	Open Porch
Porch Area	88 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 SMITH ST
City	BELTON
State	TX
Zip	76513-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	MCFARLAND ESTATES FIRST REPLAT (LT 4 BLK 6), BLOCK 006, LOT 004B, & 0.073AC TR ADJ
Legal Subdivision	MCFARLAND ESTATES FIRST REPLAT (LT 4 BLK
Legal Block	6
Legal Lot Number	4B
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1064
Census Tract	21602

Owner

Source: Bell County records · APN 0274000073

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3005 W AVENUE S, TEMPLE, TX 76504-6380
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026
Deed Sale	Jul 02, 2026
Prior Sale	Sep 12, 2024
Deed Document Number	202633609
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 02, 2026
Property Address	315 SMITH ST, BELTON, TX 76513-2943
Document Number	0000033609
Instrument Date	Jun 30, 2026
Instrument	202633609
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	COMMUNITY FIRST TITLE, FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 W AVENUE S, TEMPLE, TX 76504-6380

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,304.00 (+67.8%)	$120,260 (-5.14%) Land $22,795 Building $97,465	$120,260 (-5.14%) Land $22,795 Building $97,465
2023	$2,565.00 (+4.69%)	$126,770 Land $19,981 Building $106,789	$126,770 Land $19,981 Building $106,789
2022	$2,450.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 389 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BELTON serves 23,054 people
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.