315 Smart Rd, Troy, AL 36079 Property Records

Pike County property record for 315 Smart Rd, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,431 sqft · built 1970
Lot Size	0.465 acres (20,270 sqft)
Owner	Company Name on Record
Tax Bill	$682 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2019 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`799490`

Property Details

APN / Parcel Number

Primary APN	`799490`
Alternative APN	`55 18 06 14 0 000 061.000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Crossed Walls
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,270 sqft (0.465 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	799490
Street Address	315 SMART RD
City	TROY
State	AL
Zip	36079-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	LOT 15 BLK C. MEADOW GROVE S/D PHASE I PB 3-39 100'X200.13'X100.03 X196.8' S14 T9N R20E
Legal Subdivision	MEADOW GROVE SUB PHASE I
Legal Phase	1
Legal Block	C
Legal Lot Number	15
Jurisdiction	PIKE AL
Township / Civil Division	HENDERSON-SPRING HILL
Census Block Group	1
Census Block	1012
Census Tract	189200

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4485 COUNTY ROAD 2225, TROY, AL 36079-3473
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage TROY BANK & TRUST CO
Aug 29, 2019	Foreclosure
Feb 6, 2017	Deed of Trust, Mortgage · ARM TROY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 29, 2019
Transfer Doc	02019/2289
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	315 SMART RD, TROY, AL 36079-8146
Transaction Type	Mortgage
Record Updated	Feb 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/0386
Date	Jan 14, 2020
Book Page	2020/0386
Instrument	20200386

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	PIKE AL
Recording Date	Aug 29, 2019
Property Address	315 SMART RD, TROY, AL 36079-8146
Document Number	02019/2289
Book / Page	2019 / 2289
Instrument Date	Aug 29, 2019
Instrument	20192289
Transaction Type	Foreclosure
Record Updated	Jan 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4485 COUNTY ROAD 2225, TROY, AL 36079-3473

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	315 SMART RD, TROY, AL 36079-8146
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20170759
Date	Feb 6, 2017
Book Page	2017/759
Instrument	20170759

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 6, 2022
Min Rate At Change	6%
Max Rate At Change	13.5%

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00 (+6.9%)	$18,480 (+6.94%) Land $2,880 Building $15,600	$97,020 (+12.24%) Land $14,400 Building $82,620
2024	$638.00	$17,280 (-) Land $2,400 Building $14,880	$86,440 (-) Land $12,000 Building $74,440
2023	$638.00 (+14.54%)	$17,280 (+14.44%)	$86,440 (+14.52%) Land $12,000 Building $74,440
2022	$557.00	$15,100	$75,480 Land $12,000 Building $63,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smart Rd

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