Caldwell County property record for 315 Small Cir, Lenoir, NC 28645
| Property Type | Rural Home |
|---|---|
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Company Name on File |
| Last Sale | $100,000 (Feb 2010) |
| Tax Bill | $511 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140207 |
| Primary APN | 140207 |
|---|---|
| Alternative APN |
|
| Lot Area | 65,776 sqft (1.51 acres) |
|---|
| Account Number | 140207 |
|---|---|
| Street Address | 315 SMALL CIR |
| City | LENOIR |
| State | NC |
| Zip | 28645-4171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BK 1733 PG 954 YR 10 ST 200.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 30200 |
315 Small Cir, a rural home, is owned by a company that bought it in February 2010.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 606, LENOIR, NC 28645-0606 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2010 · Amount on File |
| Deed Sale | Feb 8, 2010 · Amount on File |
| Prior Sale | Oct 10, 2003 · Amount on File |
| Deed Book / Page | 1733 / 954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 315 SMALL CIR, LENOIR, NC 28645-4171 |
| Document Number | 0010010745 |
| Book / Page | 001917 / 001409 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 315 SMALL CIR LENOIR NC 286454171, LENOIR, NC 28645-4171 |
| Document Number | 0010010745 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 001917/001409 |
| Instrument | 10010745 |
| Name | CAROLINA TR BK |
|---|---|
| Type | Bank |
| Address | HICKORY, NC 28601 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 315 Small Cir was $511, down 14.1% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511.00 (-14.12%) | $51,300 (-) Land $10,800 Building $40,500 | |
| 2025 | $595.00 | $51,300 Land $10,800 Building $40,500 | $51,300 Land $10,800 Building $40,500 |
| 2023 | $50,200 (-) Land $9,700 Building $40,500 | $50,200 (-) Land $9,700 Building $40,500 | |
| 2022 | $558.00 | $50,200 Land $9,700 Building $40,500 | $50,200 Land $9,700 Building $40,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Small Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 Small Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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