315 Shepherd Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 315 Shepherd Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1952
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Sep 2022)
Tax Bill	$10,346 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00111-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`10-00111-0000-00016`
Alternative APN	`100011100016`

Interior

Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Location & Zoning

Street Address	315 SHEPHERD AVE
City	MIDDLESEX
State	NJ
Zip	08846-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	75X200
Legal Subdivision	BEACHWOOD HEIGHTS
Legal Block	111
Legal Lot Number	16
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 SHEPHERD AVE, MIDDLESEX, NJ 08846-1141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Sep 15, 2022	Executor's Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Nov 24, 2003 · Amount on Record
Deed Document Number	202280844
Deed Book / Page	19037 / 1723
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	315 SHEPHERD AVE, MIDDLESEX, NJ 08846-1141
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000104345
Date	Aug 16, 2021
Book Page	18582/117
Instrument	2021104345

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 15, 2022
Property Address	315 SHEPHERD AVE, MIDDLESEX, NJ 08846-1141
Document Number	0000080844
Book / Page	19037 / 1723
Instrument Date	Aug 2, 2022
Instrument	2022080844
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NORTHEAST TITLE AGENCY INC, NORTH EAST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 SHEPHERD AVE, MIDDLESEX, NJ 08846-1141

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 SHEPHERD AVE, MIDDLESEX, NJ 08846-1141

Mortgage

Document Number	0000080845
Date	Sep 15, 2022
Instrument	2022080845

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,300 (+7.64%) Land $123,600 Building $401,700	$525,300 (+7.64%) Land $123,600 Building $401,700
2025	$10,346.00 (+5.83%)	$488,000 (+15.5%) Land $123,600 Building $364,400	$488,000 (+15.5%) Land $123,600 Building $364,400
2024	$9,776.00 (-1.16%)
2023		$422,500 Land $123,600 Building $298,900	$422,500 Land $123,600 Building $298,900
2022	$9,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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