315 Shadow Ln, Gering, NE 69341 Property Records

Scotts Bluff County property record for 315 Shadow Ln, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,270 sqft · built 1996
Lot Size	0.166 acres (7,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jan 2017)
Tax Bill	$3,140 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2020 Mortgage + 1 more
APN	`1943-01-0-01061-005-0012`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-01061-005-0012`
Alternative APN	`010257683`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	100 ft deep x 72.5 ft wide
Garage Type	Attached
Garage Area	386 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Patio Area	198 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	315 SHADOW LN
City	GERING
State	NE
Zip	69341-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 3, BLK 5, SHADOW LANE ESTATES SUB OF BLK 5 REPLAT LTS 1-5
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	SHADOW LANE ESTATES
Legal Block	5
Legal Lot Number	3,1-5
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	1
Census Block	1053
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 SHADOW LN, GERING, NE 69341-3143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	201737
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jul 22, 2026
Property Address	315 SHADOW LN, GERING, NE 69341-3143
Document Number	0000002901
Instrument Date	Jul 11, 2026
Instrument	20262901
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SHADOW LN, GERING, NE 69341-3143

Mortgage

Document Number	0000002901,
Date	Jul 22, 2026
Instrument	20262901

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	315 SHADOW LN, GERING, NE 69341-3143
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201068
Date	Mar 6, 2020
Instrument	2020-1068

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	HARPER WOODS, MI 48225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jan 3, 2017
Property Address	315 SHADOW LN, GERING, NE 69341-3143
Document Number	0201700037
Instrument Date	Jan 3, 2017
Instrument	2017-00037
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	WESTERN PRAIRIE TITLE AND ESCROW, WESTERN PRAIRIE TITLE ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170038
Date	Jan 3, 2017
Instrument	2017-0038

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,140.00 (+13.6%)	$186,700 (+44.75%) Land $18,125 Building $168,575	$186,700 (+44.75%) Land $18,125 Building $168,575
2023	$2,764.00	$128,983 Land $7,247 Building $121,736	$128,983 Land $7,247 Building $121,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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