315 Segovia Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 315 Segovia Rd, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,218 sqft · built 2019
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$391,000 (Apr 2024)
Tax Bill$4,145 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN234680-0000

Property Details

APN / Parcel Number

Primary APN234680-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,218 sqft Living Area
Gross Area1,941 sqft
1st Floor Area1,218 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Lot Width80 ft Width
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area135 sqft
Patio Area153 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address315 SEGOVIA RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description8-46 ST AUG SOUTH UT 11 LOTS 3098 & 3099 DB259/31 OR5928/1142
Legal Range30E
Legal Township08S
Legal Section38
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 11
Legal Block11
Legal Lot Number3098
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2019
Census Tract21302

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address315 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6449
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2024Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Feb 4, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
AMERIS BANK
Oct 4, 2018Warranty Deed, Transfer
OLDE TOWNE TITLE GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 8, 2024 · Amount on Record
Deed SaleApr 8, 2024 · Amount on Record
Prior SaleFeb 4, 2019 · Amount on Record
Deed Document Number202426031
Deed Book / Page5928 / 1142
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 8, 2024
Property Address315 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6449
Document Number0059281142
Book / Page5928 / 1142
Map ReferenceMB 8 PG 43-49
Instrument DateApr 5, 2024
Instrument2024026031
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyCLOSING USA LLC, CLOSING BEAR LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,737.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address256 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9602

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6449

Mortgage

Document Number0059281144
DateApr 8, 2024
Instrument5928/1144
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address315 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6449
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyST

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049210550
DateApr 13, 2020
Book Page4921/550
Instrument2020028617
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

February 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 4, 2019
Property Address315 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6449
Document Number0046751310
Book / Page4675 / 1310
Map ReferenceMB 8 PG 43-49
Instrument DateJan 29, 2019
Instrument2019007675
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyOLDE TOWNE TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 SHIRLEYS WAY, 201, SAINT AUGUSTINE, FL 32086-5888

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6449

Mortgage

Document Number2019007676
DateFeb 4, 2019
Instrument2019007676
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 4, 2018
Property Address315 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6449
Document Number0046220942
Book / Page004622 / 000942
Instrument DateSep 17, 2018
Instrument72183
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyOLDE TOWNE TITLE GROUP

Transaction

AmountAmount Recorded
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address201 SHIRLEYS WAY ST AUGUSTINE FL 320865888, ST AUGUSTINE, FL 32086-5888

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,628 (+2.33%) Land $104,880 Building $221,748$326,628 (+2.33%) Land $104,880 Building $221,748
2025$4,145.00 (-1.54%) Homeowner's exemption$319,204 (+39.83%)$319,204 (+1.42%) Land $107,040 Building $212,164
2024$4,210.00 (+57.32%)
2023$2,676.00 (+3.24%) Homeowner's exemption$228,283 (+3%)$314,743 (+6.12%) Land $107,040 Building $207,703
2022$2,592.00 Homeowner's exemption$221,634$296,589 Land $71,680 Building $224,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims18 (1992–2023)
Claims Outside the SFHA18 of 18
Most Recent ClaimOct 2023 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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