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315 SE Ely St, Oak Harbor, WA 98277 Property Records

Island County property record for 315 SE Ely St, Oak Harbor, WA 98277

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 3 ba · 2,270 sqft · built 1957
Lot Size1.39 acres (60,548 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Aug 2023)
Tax Bill$4,932 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS7600-00-01007-2

Property Details

APN / Parcel Number

Primary APNS7600-00-01007-2
Alternative APN
  • 334551

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,270 sqft Living Area
Gross Area2,648 sqft
1st Floor Area1,618 sqft
Basement Area308 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1962
Architectural StyleMulti-Family
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area60,548 sqft (1.39 acres)
Garage TypeCarport
Garage Area416 sqft
CarportCarport
Carport Area416 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area379 sqft
Storage Building40 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address315 SE ELY ST
CityOAK HARBOR
StateWA
Zip98277-3749
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeOH R4
Legal DescriptionOLYMPIC GDNS S195 OF E310 OF LOT 7 BLK 1
Legal SubdivisionOLYMPIC GDNS
Legal Block1
Legal Lot Number7
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group1
Census Block1005
Census Tract970700

Owner

315 SE Ely St, a residential property, is owned and occupied by two individuals who bought it in August 2023.

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address315 SE ELY ST, OAK HARBOR, WA 98277-3749
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2023 · Amount on File
Deed SaleAug 4, 2023 · Amount on File
Prior SaleMay 31, 2006 · Amount on File
Deed Document Number20234563089
Prior Transfer DateAug 29, 2006
Prior Transfer Doc0004180494
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateAug 4, 2023
Property Address315 SE ELY ST, OAK HARBOR, WA 98277-3749
Document Number0004563089
Map ReferenceVOL 3 PG 18
Instrument DateJul 28, 2023
Instrument4563089
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyNOT AVAILABLE, CHICAOG TITLE COMPANY OF WA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,274.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SE ELY ST, OAK HARBOR, WA 98277-3749

Mortgage

Document Number0004563090
DateAug 4, 2023
Instrument4563090
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 315 SE Ely St was $4,932.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
MunicipalityOak Harbor City
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,932.00
2025$539,656 Land $180,000 Building $359,656$539,656 Land $180,000 Building $359,656
2023$3,906.00$523,121 (+20.07%) Land $180,000 Building $343,121$523,121 (+20.07%) Land $180,000 Building $343,121
2022$435,696 Land $120,000 Building $315,696$435,696 Land $120,000 Building $315,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 SE Ely St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 SE Ely St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OAK HARBOR
serves 23,675 people · EPA ID WA5362650
Water SourcePurchased surface water from CITY OF ANACORTES
Last State InspectionJul 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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