315 Santee Rd, Durham, NC 27704 Property Records

Durham County property record for 315 Santee Rd, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1978
Lot Size	5.32 acres (231,739 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Oct 2023)
Tax Bill	$3,296 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0861-77-0431`

Property Details

APN / Parcel Number

Primary APN	`0861-77-0431`
Alternative APNs	`0861-77-04-3191` `086102678366` `193881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,690 sqft Heated Area
1st Floor Area	1,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Lot Area	231,739 sqft (5.32 acres)
Garage Type	Attached
Garage Area	396 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	315 SANTEE RD
City	DURHAM
State	NC
Zip	27704-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PROP-BEALL HIE PING&TING SIK KANG ET AL/LT#01 RCMB PL:000185-000235
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	CARR
Census Block Group	2
Census Block	2026
Census Tract	1806

Owner

315 Santee Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 SANTEE RD, DURHAM, NC 27704-8706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2023	Warranty Deed, Transfer · Conventional Mortgage MILEND INC
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit NEW DAY FINANCIAL LLC
Dec 27, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 25, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on File
Deed Sale	Oct 23, 2023 · Amount on File
Deed Document Number	202377610
Deed Book / Page	10003 / 883
Prior Transfer Date	Nov 16, 2006
Prior Transfer Doc	0054310944
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	315 SANTEE RD, DURHAM, NC 27704-8706
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SANTEE RD, DURHAM, NC 27704-8706

Mortgage

Document Number	0102880733
Date	Apr 16, 2025
Book Page	10288/733
Instrument	2025130222

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 23, 2023
Property Address	315 SANTEE RD, DURHAM, NC 27704-8706
Document Number	0100030883
Book / Page	10003 / 883
Map Reference	M 185 PG 235
Instrument Date	Oct 19, 2023
Instrument	2023077610
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 SANTEE RD, DURHAM, NC 27704-8706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SANTEE RD, DURHAM, NC 27704-8706

Mortgage

Document Number	2023077611
Date	Oct 23, 2023
Instrument	2023077611

Lender

Name	MILEND INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	315 SANTEE RD, DURHAM, NC 27704-8706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081990936
Date	Jun 6, 2017
Book Page	8199/936
Instrument	2017019210

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	315 SANTEE RD, DURHAM, NC 27704-8706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083350950
Date	Dec 27, 2017
Book Page	8335/950
Instrument	2017045284

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	315 SANTEE RD, DURHAM, NC 27704-8706
Document Number	0087170017
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SANTEE RD DURHAM NC 277048706, DURHAM, NC 27704-8706

Mortgage

Document Number	0087170017
Date	Jul 31, 2019
Book Page	008717/000017
Instrument	26926

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 315 Santee Rd was $3,296, up 3.9% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,296.00 (+3.91%)	$434,116 (-) Land $220,760 Building $213,356	$434,116 (-) Land $220,760 Building $213,356
2025	$3,172.00	$434,116 Land $220,760 Building $213,356	$434,116 Land $220,760 Building $213,356
2023	$2,470.00 (+4.71%)	$248,461 Land $78,382 Building $170,079	$248,461 Land $78,382 Building $170,079
2022	$2,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Santee Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Santee Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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