315 S Wisner St, Jackson, MI 49203 Property Records

Jackson County property record for 315 S Wisner St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,452 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$180,250 (Aug 2019)
Tax Bill	$5,347 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-074200000`

Property Details

APN / Parcel Number

Primary APN	`3-074200000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,452 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 S WISNER ST
City	JACKSON
State	MI
Zip	49203-1585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 BLK 11 SHOEMAKER'S ADD
Legal Subdivision	SHOEMAKERS ADD
Legal Block	11
Legal Lot Number	8
Legal Unit	8
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1017
Census Tract	800

Owner

315 S Wisner St is owned and occupied by two individuals who bought it in August 2019.

Source: Jackson County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 S WISNER ST, JACKSON, MI 49203-1585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Nov 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 28, 2019	Warranty Deed, Transfer · FHA Mortgage THE DART BANK
Sep 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Nov 9, 2015 · Amount on File
Deed Document Number	20192830394
Deed Book / Page	2147 / 105
Prior Transfer Date	Aug 21, 2019
Prior Transfer Doc	0002831272
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	315 S WISNER ST, JACKSON, MI 49203-1585
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 S WISNER ST, JACKSON, MI 49203-1585

Mortgage

Document Number	0002911061
Date	Mar 30, 2022
Book Page	2209/171
Instrument	2911061

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	315 S WISNER ST, JACKSON, MI 49203-1585
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3153 WISNER ST, JACKSON, MI 49203

Mortgage

Document Number	0002898601
Date	Nov 8, 2021
Book Page	2199/711
Instrument	2898601

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 28, 2019
Property Address	315 S WISNER ST, JACKSON, MI 49203-1585
Document Number	0002830394
Book / Page	2147 / 0105
Map Reference	LB 1 PG 5
Instrument Date	Aug 21, 2019
Instrument	2830394
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,552.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 ROSLYN RD, GROSSE POINTE WOODS, MI 48236-1050

Mortgage

Document Number	0021470106
Date	Aug 28, 2019
Instrument	2147-0106

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 10, 2019
Property Address	315 S WISNER ST, JACKSON, MI 49203-1585
Document Number	0002831272
Book / Page	002147 / 000983
Instrument Date	Aug 21, 2019
Instrument	2831272
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	315 S WISNER ST JACKSON MI 492031585, JACKSON, MI 49203-1585

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 28, 2019
Property Address	315 S WISNER ST, JACKSON, MI 49203-1585
Document Number	0002830393
Book / Page	002147 / 000104
Instrument Date	Aug 19, 2019
Instrument	2830393
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2783 DUEBY ST SARASOTA FL 342316403, SARASOTA, FL 34231-6403

Tax Assessment & Valuation

The 2025 property tax bill for 315 S Wisner St was $5,347 with a homeowner's exemption, down 16.9% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,600 (+5.42%)	$381,200 (+5.42%)
2025	$5,347.00 (-16.86%)	$180,800	$361,600
2024	$6,431.00
2023		$139,600	$279,200
2022	$5,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 S Wisner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 315 S Wisner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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