Gallatin County property record for 315 S Tracy Ave, Bozeman, MT 59715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,937 sqft · built 1887 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,724 (2023) |
| Deeds & Mortgages | Jul 2017 Mortgage Mar 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000RGH6303 |
| Primary APN | 000RGH6303 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,937 sqft Living Area |
| Gross Area | 2,657 sqft |
| 1st Floor Area | 1,181 sqft |
| Upper Floors Area | 756 sqft |
| Basement Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Historical |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 107 sqft |
| Deck Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000RGH6303 |
|---|---|
| Street Address | 315 S TRACY AVE |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-4605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | ALDERSON ADD, S07, T02 S, R06 E, BLOCK G, LOT 1, ACRES 0.18, PER PLAT C-13-F |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Quarter | SW |
| Legal Subdivision | ALDERSON ADD |
| Legal Block | G |
| Legal Lot Number | 1 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Tracy-South Black Historic District listed 1987 · 78 contributing resources · NRIS 87001840 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Gallatin County records, as of February 19, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 123 PROSPECT ST, RIDGEWOOD, NJ 07450-4435 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Mar 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT |
| Aug 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Oct 29, 2021 | Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 |
| Deed Sale | Oct 29, 2021 |
| Deed Document Number | 2756572 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 315 S TRACY AVE, BOZEMAN, MT 59715-4605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2585850 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 2585850 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 315 S TRACY AVE, BOZEMAN, MT 59715-4605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2609647 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 2609647 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59718 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 315 S TRACY AVE, BOZEMAN, MT 59715-4605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2624704 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 2624704 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 315 S TRACY AVE, BOZEMAN, MT 59715-4605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2707635 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2707635 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Oct 29, 2021 |
| Property Address | 315 S TRACY AVE, BOZEMAN, MT 59715-4605 |
| Document Number | 0002756572 |
| Map Reference | PL C-13-F |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2756572 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 PROSPECT ST, RIDGEWOOD, NJ 07450-4435 |
Source: Gallatin County assessment roll, as of December 31, 2022
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Municipality | Bozeman City |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,724.00 | $1,357,100 | $1,357,100 Land $443,883 Building $913,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1997–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Blackfoot Telephone Cooperative, CenturyLink, Global Net, Montana Opticom, T-Mobile, Wisp West.
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