315 S Pine St, Gerald, MO 63037 Property Records

Franklin County property record for 315 S Pine St, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,812 sqft · built 1901
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on Record
Last Sale	$159,400 (Dec 2014)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-001-045.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-001-045.000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,812 sqft Living Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Brick
Construction Type	Brick
Lot Area	34,848 sqft (0.8 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	315 S PINE ST
City	GERALD
State	MO
Zip	63037-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISTRO AT THE MILLLOT:7, 8, 9&PT ALY O T OF GERALD
Legal Range	4W
Legal Township	42N
Legal Section	11
Legal Subdivision	O T OF GERALD
Legal Lot Number	7-9
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1093
Census Tract	800404

Owner

Source: Franklin County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 137, GERALD, MO 63037-0137
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE COMMUNITY BANK
Dec 28, 2018	Loan Modification, Mortgage BANK OF SULLIVAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2014 · Amount on Record
Deed Sale	Dec 10, 2014 · Amount on Record
Prior Sale	Apr 8, 2010 · Amount on Record
Deed Document Number	201416533
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	315 S PINE ST, GERALD, MO 63037-2155
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002214853
Date	Sep 26, 2022
Instrument	2214853

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN MO
Property Address	315 S PINE ST, GERALD, MO 63037-2155
Document Number	0000017759
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	418 WOODLAND DR E BRANSON MO 656169866, BRANSON, MO 65616-9866

Mortgage

Document Number	0000017759
Date	Dec 31, 2018
Instrument	17759

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00 (+3.56%)	$63,989 (-6.11%)	$252,150 (-5.08%) Land $25,520 Building $226,630
2023	$4,155.00 (+10.86%)	$68,156	$265,650 Land $25,520 Building $240,130
2022	$3,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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