Smith County property record for 315 S Oak St, Mize, MS 39116
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,374 sqft · built 1971 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,787 (Feb 2022) |
| Tax Bill | $583 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 201H-01-000-007 |
| Primary APN | 201H-01-000-007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,374 sqft Adjusted Area |
| 1st Floor Area | 1,107 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10100 |
|---|---|
| Street Address | 315 S OAK ST |
| City | MIZE |
| State | MS |
| Zip | 39116-5525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .3 AC IN NE SE |
| Legal Range | 16W |
| Legal Township | 10N |
| Legal Section | 01 |
| Jurisdiction | SMITH MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950201 |
Source: Smith County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 S OAK ST, MIZE, MS 39116-5525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA |
| Feb 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Deed Document Number | 2022498 |
| Deed Book / Page | 669 / 735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH MS |
| Property Address | 315 S OAK ST, MIZE, MS 39116-5525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00670/1083 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 670/1083 |
| Instrument | 202200499 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH MS |
| Recording Date | Feb 22, 2022 |
| Property Address | 315 S OAK ST, MIZE, MS 39116-5525 |
| Document Number | 000669/735 |
| Book / Page | 669 / 735 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 202200498 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 OAK ST, MIZE, MS 39116 |
| Document Number | 0202200499 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 202200499 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Smith County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Smith County |
| Municipality | Mize Town |
| Unified School District | Smith County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $583.00 (+25.65%) Homeowner's exemption | $6,450 (+24.76%) | $64,500 (+24.76%) Land $7,500 Building $57,000 |
| 2024 | $464.00 | ||
| 2023 | $464.00 (-54.1%) Homeowner's exemption | $5,170 | $51,700 Land $7,500 Building $44,200 |
| 2022 | $1,011.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 44% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIZE serves 568 people · EPA ID MS0650004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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