315 S Main St, Ohio, IL 61349 Property Records

Bureau County property record for 315 S Main St, Ohio, IL 61349

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Jul 2019)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-09-451-012`

Property Details

APN / Parcel Number

Primary APN	`04-09-451-012`
Alternative APN	`430`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	215 ft deep x 90.8 ft wide

Location & Zoning

Account Number	0409451012
Street Address	315 S MAIN ST
City	OHIO
State	IL
Zip	61349-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OHIO S1/2 L 4 BLK 16 (90.75 X 215) D 19-2403
Legal Range	09
Legal Township	18
Legal Section	09
Legal Subdivision	OHIO
Legal Block	16
Jurisdiction	BUREAU IL
Township / Civil Division	OHIO
Census Block Group	3
Census Block	3042
Census Tract	964700

Owner

315 S Main St is owned and occupied by an individual who bought it in July 2019.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	315 S MAIN ST, OHIO, IL 61349-9785
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 26, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Document Number	20192403
Prior Transfer Date	Dec 3, 2014
Prior Transfer Doc	2014R04396
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 S MAIN ST, OHIO, IL 61349-9785
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03897
Date	Sep 1, 2020
Instrument	2020R03897

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 1, 2019
Property Address	315 S MAIN ST, OHIO, IL 61349-9785
Document Number	2019R02403
Instrument Date	Jun 25, 2019
Instrument	2019R02403
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 S MAIN ST, OHIO, IL 61349-9790

Mortgage

Document Number	2019R02404
Date	Jul 1, 2019
Instrument	2019R02404

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	BUREAU IL
Recording Date	Feb 26, 2018
Property Address	315 S MAIN ST, OHIO, IL 61349-9785
Document Number	2018R00704
Instrument Date	Feb 26, 2018
Instrument	2018R00704
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Ohio Township
Municipality	Ohio Village
Elementary School District	Ohio Community Consolidated School District 17 (KG - 08)
Secondary School District	Ohio Community High School District 505 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$73,777 (+6.37%) Land $3,720 Building $70,057	$221,331 (+6.37%) Land $11,160 Building $210,171
2024		$69,359 (+7.35%) Land $3,497 Building $65,862	$208,077 (+7.35%) Land $10,491 Building $197,586
2023		$64,611 (+7.61%) Land $3,258 Building $61,353	$193,833 (+7.61%) Land $9,774 Building $184,059
2022		$60,042 Land $3,028 Building $57,014	$180,126 Land $9,084 Building $171,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OHIO serves 465 people · EPA ID IL0110800
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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