315 S Laurel St, Turlock, CA 95380 Property Records

Stanislaus County property record for 315 S Laurel St, Turlock, CA 95380

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 969 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2021)
Tax Bill	$3,720 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`050-024-021-000`

Property Details

APN / Parcel Number

Primary APN	`050-024-021-000`
Alternative APNs	`0502421000` `0502421`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	969 sqft Living Area
1st Floor Area	969 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	315 S LAUREL ST
City	TURLOCK
State	CA
Zip	95380-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP D5 75-79
Legal Subdivision	TURLOCK
Legal Block	1
Legal Lot Number	5&6
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	1
Census Block	1012
Census Tract	3802

Owner

315 S Laurel St is owned and occupied by two individuals who bought it in December 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 S LAUREL ST, TURLOCK, CA 95380-5307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 2, 2021	Grant Deed, Construction Loan · Construction Mortgage FJM PRIVATE MORTGAGE FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	2021115021
Prior Transfer Date	Jun 17, 2009
Prior Transfer Doc	0000063689
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 10, 2021
Property Address	315 S LAUREL ST, TURLOCK, CA 95380-5307
Document Number	0000115021
Map Reference	MB 9 PG 25
Instrument Date	Dec 7, 2021
Instrument	2021-0115021
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 S LAUREL ST, TURLOCK, CA 95380-5307

Mortgage

Document Number	0000115022
Date	Dec 10, 2021
Instrument	2021-0115022

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 2, 2021
Property Address	315 S LAUREL ST, TURLOCK, CA 95380-5307
Document Number	0000064379
Map Reference	MB 9 PG 25
Instrument Date	Jun 30, 2021
Instrument	2021-0064379
Transaction Type	Construction Loan
Record Updated	Jul 15, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 S LAUREL ST, TURLOCK, CA 95380-5307

Mortgage

Document Number	0000064380
Date	Jul 2, 2021
Instrument	2021-0064380

Lender

Name	FJM PRIVATE MORTGAGE FUND LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 315 S Laurel St was $3,720, down 6.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,720.00 (-6.63%)	$347,500 (-6.44%) Land $210,000 Building $137,500
2025	$3,984.00	$371,422 Land $191,017 Building $180,405
2023	$3,904.00 (+1.27%)	$357,000 Land $183,600 Building $173,400
2022	$3,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 315 S Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 S Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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