315 S Denny St, Howe, TX 75459 Property Records

Grayson County property record for 315 S Denny St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	2,483 sqft · built 1900
Lot Size	0.813 acres (35,419 sqft)
Owner	Individual Name on File
Last Sale	$273,107 (Mar 2026)
Tax Bill	$4,821 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H003 5911005`

Property Details

APN / Parcel Number

Primary APN	`H003 5911005`
Alternative APN	`152458`

Interior

Stories	1 Story
Building Area	2,483 sqft Living Area
Gross Area	2,546 sqft
1st Floor Area	2,483 sqft
Upper Floors Area	1,156 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1993
Lot Area	35,419 sqft (0.813 acres)
Lot Dimensions	229 ft deep x 155 ft wide
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	585 sqft
Utility Building	900 sqft

Location & Zoning

Street Address	315 S DENNY ST
City	HOWE
State	TX
Zip	75459-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUGHES ADDN, BLOCK 1, LOT 7 8 9
Legal Subdivision	HUGHES ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3004
Census Tract	1801

Owner

315 S Denny St is owned and occupied by an individual who bought it in March 2026.

Source: Grayson County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	315 S DENNY ST, HOWE, TX 75459-4547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage NP INC
Mar 27, 2026	Vendor's Lien, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Jun 8, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Jun 29, 2012 · Amount on File
Deed Document Number	20267289
Prior Transfer Date	Jan 20, 2016
Prior Transfer Doc	0000007037
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	315 S DENNY ST, HOWE, TX 75459-4547
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011455
Date	Apr 12, 2021
Instrument	2021-00011455

Lender

Name	NP INC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 27, 2026
Property Address	315 S DENNY ST, HOWE, TX 75459-4547
Document Number	0000007289
Map Reference	VOL 132 PG 139
Instrument Date	Mar 25, 2026
Instrument	2026-7289
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 S DENNY ST, HOWE, TX 75459-4547

Mortgage

Document Number	0000007290
Date	Mar 27, 2026
Instrument	2026-7290

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 8, 2017
Property Address	315 S DENNY ST, HOWE, TX 75459-4547
Document Number	0000012271
Instrument Date	Jun 7, 2017
Instrument	12271
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 S DENNY ST HOWE TX 754594547, HOWE, TX 75459-4547

Mortgage

Document Number	12272
Date	Jun 8, 2017
Instrument	12272

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$329,491	$356,219 Land $119,445 Building $236,774
2024	$4,821.00
2023		$361,900 Land $90,846 Building $271,054	$361,900 Land $90,846 Building $271,054
2022	$4,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 S Denny St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2007–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 S Denny St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink.

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